FHA VS Conventional loan programs in 2026 for Wellington, Sumner County, Kansas

In 2026, the loan limit for Conventional loans in Wellington, located in Sumner county, KS, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Experience the Lendersa® Conventional loan calculator to evaluate and compare today's leading rates for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documentation needs to qualify. Our innovative mortgage calculator presents the Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you to select the ideal program that fits your financial situation in KS.

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Loan Limits and Downpayment Requirements in Wellington, Sumner County, KS for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is relevant to zip codes: 67152

Explore Conventional and FHA Loan Opportunities in Wellington, KS

Lendersa® is committed to helping you secure the most suitable Conventional, USDA, or FHA loan quickly, without hassle. Start from one of three available pathways that connect with matching lenders and programs tailored to meet your needs.

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Wellington Lenders

  • Bank of Commerce and Trust Company
  • 201 West Harvey Avenue, Wellington, KS, 67152
  • Lends in Kansas
  • The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,

  • The Valley State Bank
  • 502 North Merchant Street, Belle Plaine, KS, 67013
  • Lends in Kansas
  • The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS.

    Valley State Bank has been accorded the special recognition of Blue Ribbon Bank

  • Carson Bank
  • 122 West Main Street, Mulvane, KS, 67110
  • Lends in Kansas
  • Our purpose at Carson Bank is to strengthen our home communities by providing knowledgeable and trustworthy financial solutions to fulfill individual, commercial, and public financial needs. The As your trusted advisor and friend, We are attentive, caring, and accommodating to every customer who visits our bank.

  • The Stock Exchange Bank, Caldwell, Kansas
  • 103 South Main Street, Caldwell, KS, 67022
  • Lends in Kansas
  • The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects

  • Skyward Credit Union
  • 4 Cessna Boulevard, Wichita, KS, 67215
  • Lends in Kansas
  • Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership.

    Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).

  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • Lends in Kansas
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ

  • Wheat State Credit Union
  • 1400 S Oliver Street, Wichita, KS, 67218
  • Lends in Kansas
  • A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.

  • Meritrust Credit Union
  • 151 N Main Street, Wichita, KS, 67202
  • Lends in Kansas
  • It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time.

    With a mission of improving the lives of members and the communities we serve.

  • Southwest National Bank
  • 400 E Douglas Ave, Wichita, KS, 67202
  • Lends in Kansas
  • Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.