FHA VS Conventional loan programs in 2025 for Colby, Thomas County, Kansas

In 2025, the Conventional loan limit for Colby, located in Thomas county, KS, is $726,200, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. Identify necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, facilitating your decision on the best program in KS to fit your financial situation.

Review loan offers from 100 lenders

Loan Limits and Downpayment Requirements in Colby, Thomas County, KS for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to zip codes: 67701

Discover Conventional and FHA Loan Options in Colby, KS

The objective of Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan for you without hassle. Choose one of three starting pathways to connect with matching lenders and their loan offerings.

Investigate USDA loan requests and results with Lendersa


  • Mortgage Alliance Group
  • 814 Morena Boulevard, Suite 107, San Diego, CA, 92110
  • At Mortgage Alliance Group. We are a full-service mortgage company based in San Diego California. We specialize in FHA Home Loans, VA Home Loans, and Interest Only Home Loans in San Diego. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92110.
  • NGG Mortgage
  • 2150 W Washington, Suite 201, San Diego, CA, 92110
  • NGG, our mission is to be the most customer-centric mortgage company in every community we serve. We strive for our employees to be savvy and educated on the most desirable loan programs and their underwriting guidelines. Each Loan Officer is committed to a transparent, consultative approach.
  • OKALOOSA COUNTY TEACHERS FEDERAL CREDIT UNION
  • 1126 North Ferdon Blvd, Crestview, FL, 32536
  • Okaloosa County School Board, Okaloosa Walton Junior College and St. Mary’s. It was formed with the help of a few local residents in north Okaloosa County. The first credit union building was a very small house behind the bus stop at Richbourg Middle School on Anderson Street in Crestview.
  • Blue Sand Mortgage, Inc
  • 301 S Ferdon Boulevard, Suite E, Crestview, FL, 32536
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • UR TEAM Real Estate Services
  • 249 Jaxine Drive, Altadena, CA, 91001
  • UR TEAM Real Estate Services, Inc provide Mortgage Refinance services using Cutting Edge Docless Technology. Based in beautiful city of Pasadena, we also serve the surrounding cities in Los Angeles County. UR TEAM also provides Home Listing Services to Sell Your Home. Whether you are buying a home or refinancing in the city.
  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Step 1: Prequalify Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer. Step 2: Shop Current Wells Fargo customers have exclusive access to a one-stop real estate shopping tool.1 Start your home search now. Step 3: Apply Once you've found a home, it's time to submit a mortgage applicati
  • California First National Bank
  • 4 Executive Circle, Suite 120, Irvine, CA, 92614
  • California First National Bank ("CalFirst") is committed to providing solutions to meet a wide range of personal and commercial banking needs. Nationwide, our customers enjoy the convenience of one-stop banking anytime, anywhere. We provide 24/7 account management, and accept deposits via the Internet and mail.
  • Rate Plus Inc
  • 1920 Main Street, Suite 500, Irvine, CA, 92614
  • Our company was founded on a simple principle – to deliver a great RATE – and provide an exceptional customer experience. With over 30 years of lending experience, we understand the loan process can be long and complex. That’s why we’ve made it our mission to make it as no-nonsense and hassle-free as possible.
  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rapid Capital Funding PC
  • 1 Park Place, Suite 600, Irvine, CA, 92614
  • At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Shore Capital Corporation
  • 2030 Main Street, Suite 1300, Irvine, CA, 92614
  • "Shore Capital Corporation is more than a Real Estate and Mortgage Brokerage. We focus on solving problems for human beings and furthering client health. We offer a variety of mortgage products throughout California, as well as partaking in loan business with multiple lenders in California, Colorado and Florida."