FHA VS Conventional loan in Goodland, Sherman County, Kansas

In 2026, the maximum Conventional loan limit in Goodland, within Sherman county, KS, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® Conventional loan calculator to examine today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program in KS that suits your financial needs.

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Loan Limits and Downpayment Requirements in Goodland, Sherman County, KS for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to these zip codes: 67735

Options for Conventional and FHA Loans in Goodland, KS

Lendersa® is dedicated to quickly finding you the best possible Conventional, USDA, or FHA loan, without hassle. Choose one of three starting paths that lead you to matching lenders and their loan programs.

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Goodland Lenders

  • Farmers & Merchants Bank of Colby
  • 240 W 4th ST, Colby, KS, 67701
  • Lends in Kansas
  • Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers!

    We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.

  • The Farmers State Bank of Oakley, Kansas
  • 100 Center Avenue, Oakley, KS, 67748
  • Lends in Kansas
  • At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.

  • Security State Bank
  • 117 North 4th Street, Leoti, KS, 67861
  • Lends in Kansas
  • Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.

  • The Valley State Bank
  • 110 W Ave B, Syracuse, KS, 67878
  • Lends in Kansas
  • Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area.

    John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.

  • First National Bank of Syracuse
  • 11 N. Main, Syracuse, KS, 67878
  • Lends in Kansas
  • First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,