FHA VS Conventional loan programs in 2025 for Berea, Madison County, Kentucky
As of 2025, the limit for conventional loans in Berea, located in Madison county, KY, is $726,200, while the FHA cap for a single-family property is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. Through our cutting-edge mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program in KY suits your financial situation the best.
Exploring 2025 Loan Limits and Down Payment Requirements in Berea, Madison, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 40404, 40403
Available Conventional and FHA Loan Options in Berea, KY
Lendersa® is committed to swiftly connecting you with the most suitable Conventional, USDA, or FHA loan without hassle. Choose from one of three initial pathways to find matching lenders and appropriate loan programs tailored to your needs.
"Bayou Mortgage is a mortgage brokerage serving the needs of consumers looking to buy a home or refinance in Louisiana.
We're actively hiring Loan Officers who are looking to take control of their careers. We offer better rates, higher comp, and less fees. Bayou Mortgage LLC is an Equal Housing Opportunity Lender."
At Pemberton Mortgage Group, our mission is to provide you with excellent service while offering the optimal mortgage loan products to fit your specific needs. Your best interest is our priority, as we offer our industry expertise to ensure you make a well-informed decision. We strive for a smooth transaction by opening lines of communication.
The Bennington State Bank (BSB) is a community bank proudly serving Kansas for over 130 years with branches in Salina, Bennington, Minneapolis, Wamego, Sylvan Grove, and Lucas Kansas. BSB strives to be the community bank of choice in the regions we serve and we do so by being a trusted financial partner that operates with integrity,
We are a full service lender servings the entire state of Florida. We have many different loan programs designed to find anyone's needs. Please feel free to contact us day or night and let us help you get into your next or first home. We are licensed to write mortgages anywhere in the state of Florida with our office located in beautiful Nokomis
Lend US, treat each customer as an individual, not a number. We are a husband and wife team that strive to give each loan a hands-on personable approach. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.
The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Horizon Lending Services LLC specialize in Texas and California VA home loans and Reverse Mortgages. We take pride in being recognized as a premier mortgage broker offering a wide array of products. We want you to turn the home of your dreams in the reality. Horizon Lending wants to give you the best options so you can make the right decision
We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!
