FHA VS Conventional loan in Berea, Madison County, Kentucky
As of 2025, the limit for conventional loans in Berea, located in Madison county, KY, is $726,200, while the FHA cap for a single-family property is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. Through our cutting-edge mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program in KY suits your financial situation the best.
Exploring 2025 Loan Limits and Down Payment Requirements in Berea, Madison, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 40404, 40403
Available Conventional and FHA Loan Options in Berea, KY
Lendersa® is committed to swiftly connecting you with the most suitable Conventional, USDA, or FHA loan without hassle. Choose from one of three initial pathways to find matching lenders and appropriate loan programs tailored to your needs.
Ready2Fund guarantees the buyers loan will be completed on time, so you know the date you can move into your new home.When Ready2Fund is your preferred lender,we will buy your home with our cash so you can move on time. When you choose Ready2Fund, you get industry low rates and a $1,000 guarantee the loan will be completed on time.
Strong VALUES. Defined PURPOSE. The Right PEOPLE. Cache Private Capital Management (CPC) is at the forefront of constructing innovative investment products built on a real estate foundation. Our products are changing the way you think about investments and the investment landscape.
4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
"WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah.
Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."
FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.
684 East Vine Street, Suite 4B1, Murray, UT, 84107
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult & confusing process of choosing and getting the exact loan to meet your specific needs.
U.S. Capital Group is a residential and commercial wholesale mortgage lender, licensed in several states across our beautiful country. Our team has many years of experience with long runway before them. They firmly believe in building and leaving a legacy that will bless generations to come.
Trillion Mortgage, we are expert Utah brokers who like to educate our clients through the mortgage process so that they know ALL their options. By having all the correct information, our clients can make the most informed decision for what loans are best for them. Our lenders provide a variety of options, including traditional, FHA, and VA loans.
4001 South 700 East, Suite 500, Millcreek, UT, 84107
GreenStreet Mortgage is founded on the principal of creating outstanding customer experience. We know the mortgage process can be daunting for many. With friendly and experienced loan professionals we create an experience catering to each individual, making the process fast, easy and smooth
