Explore the differences! FHA VS Conventional loan programs in Nicholasville, Jessamine County, Kentucky

During 2025, Nicholasville, situated in Jessamine county of KY, has a conventional loan limit of $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s leading rates between Conventional, FHA, and USDA loans. Determine the essential income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side to assist in choosing the optimal program in KY for your financial needs.

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Review 2025 Loan Limits and Downpayment Requirements in Nicholasville, Jessamine, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table is applicable to zip codes: 40356, 40340

Explore Conventional and FHA Loan Options in Nicholasville, KY

The mission of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of the three starting paths to find matching lenders and loan programs.

Check Lendersa USDA loan results and matches


  • TBK Bank
  • 6060 Sherry Ln, Dallas, TX, 75225
  • TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.
  • Veritex Mortgage
  • 8214 Westchester Dr, Suite 800, Dallas, TX, 75225
  • As a Texas​ community bank, Veritex Community Bank take the time to get to know you and your financial needs. We're able to make banking decisions when you need them – right now, right here, locally. Whether you need a business loan, a car loan, a home loan or classic banking services like savings and checking accounts, we're your bank.
  • Park Cities Mortgage
  • 5950 Sherry Lane, Suite 230, Dallas, TX, 75225
  • Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.
  • ENTRUST FINANCIAL CORPORATION
  • 6125 Luther Lane, Suite 412, Dallas, TX, 75225
  • At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Recap Home Loans
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Recap Home Loans was founded February 2021 in Dallas, TX. The company was founded with the goal of creating a new mortgage product that utilizes a borrowers cryptocurrency investments as additional collateral for a 100% financing loan product to purchase real estate. Recap Home Loans is a full-service, first mortgage lending platform.
  • Tatom Lending LLC
  • 3235 Homer Street, Dallas, TX, 75206
  • Tatom Lending is a Mortgage Brokerage firm with an emphasis on educating, empowering, and protecting homeowners, home loan borrowers, and home buyers. We offer honest solutions to the lending process with the utmost respect for integrity and our client's financial goals. We work for you; and our existence depends on your success.
  • BobMortgage LLC
  • 8350 North Central Expressway, Suite 1900, Dallas, TX, 75206
  • BobMortgage clients are entitled to a better experience than the industry provides and I'm committed to delivering it. I have been blessed to have provided financing to over 25, 000 families for over 5 billion in loan volume. Providing financing to all those families, give my new clients the benefit of working with one of the nation's.
  • Hurst Lending & Insurance
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
  • Hurst Lending & Insurance
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Hurst Lending & Insurance is a mortgage lending and home & auto insurance provider based in Dallas, Texas. Hurst Lending was founded in 2006 as Moneysafe, a full-service mortgage lending company. After adding several specialty lending divisions and an insurance brokerage, the company changed its name in 2014 to Hurst Lending & Insurance to better c
  • DHLC Investments Inc
  • 4300 North Central Expressway Suite 400, Dallas, TX, 75206
  • DHLC Mortgage, LLC, we provide Texas Real Estate Investors Hard Money loans. We can fund quickly, typically 48 hours after we have a complete loan file. Hard Money is available for adequately collateralized loans on single-family residential houses and other Real Property including select multi-family projects