FHA VS Conventional loan programs in 2025 for Nicholasville, Jessamine County, Kentucky
During 2025, Nicholasville, situated in Jessamine county of KY, has a conventional loan limit of $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today’s leading rates between Conventional, FHA, and USDA loans. Determine the essential income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side to assist in choosing the optimal program in KY for your financial needs.
Review 2025 Loan Limits and Downpayment Requirements in Nicholasville, Jessamine, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This table is applicable to zip codes: 40356, 40340
Explore Conventional and FHA Loan Options in Nicholasville, KY
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