FHA VS Conventional loan in Lancaster, Garrard County, Kentucky
In 2025, the conventional loan limit in Lancaster, situated in Garrard county, KY, is set at $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's premier rates among Conventional, FHA, and USDA offerings. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, explore Conforming Conventional loans, USDA, FHA, and VA side-by-side, guiding you in selecting the most suitable program in KY for your financial situation.
Loan Limits & Down Payment Requirements for 2025 in Lancaster, County of Garrard, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the zip codes: 40444
Conventional and FHA Loan Options in Lancaster, KY
The objective of Lendersa® is to ensure you secure the best Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three ways to start finding lenders and loan offers that match your needs.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.
14 South Jackson Street, Suite 102, Media, PA, 19063
Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.
Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. we focus on finding banking solutions that empower you
In 1861, a group of thoughtful citizens met quietly forming Salem's first permanent "Building Association." Plans progressed smoothly & the meeting took place the evening of the same day President Lincoln was inaugurated. A certificate of incorporation for "The Franklin Loan & Building Association of Salem, NJ" was drawn up on April 13, 1861.
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3419 Brook Crossing Drive Suite #108, Navarre, FL, 32566
A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
