Explore the differences! FHA VS Conventional loan programs in Lancaster, Garrard County, Kentucky
In 2025, the conventional loan limit in Lancaster, situated in Garrard county, KY, is set at $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's premier rates among Conventional, FHA, and USDA offerings. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, explore Conforming Conventional loans, USDA, FHA, and VA side-by-side, guiding you in selecting the most suitable program in KY for your financial situation.
Loan Limits & Down Payment Requirements for 2025 in Lancaster, County of Garrard, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the zip codes: 40444
Conventional and FHA Loan Options in Lancaster, KY
The objective of Lendersa® is to ensure you secure the best Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three ways to start finding lenders and loan offers that match your needs.
At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible.
From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
