FHA VS Conventional loan programs in 2025 for Richmond, Madison County, Kentucky
In 2025, Convetional loan limit in Richmond, county of Madison, KY is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in KY is best for your particular financial situation.
2025 loan limits and downpayment requirments in Richmond, county of Madison, KY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 40475, 40476
Conventional and FHA loan options in Richmond, KY
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
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Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
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The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
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