FHA VS Conventional loan in Richmond, Madison County, Kentucky
In 2025, the limit for a conventional loan in Richmond, within Madison county, KY, is $726,200. For a single-family home, the FHA cap is $472,030.
Utilize Lendersa®'s tool to compare today's top rates between Conventional, FHA, and USDA loans and determine the necessary income, credit, reserves, and required documents for qualification. This advanced calculator shows you Conforming Conventional loans, USDA, FHA, and VA options side by side to aid in selecting the most suitable program in KY for your financial situation.
Understanding 2025 loan limits and down payment necessities in Richmond, Madison county, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This information pertains to zip codes: 40475, 40476
Available Conventional and FHA loan choices in Richmond, KY
Lendersa® is dedicated to ensuring you find the ideal Conventional, USDA, or FHA loan swiftly and effortlessly. Start by choosing one of three pathways to connect with matching loan providers and programs.
The Farmers Bank is a $775 million asset organization chartered in 1876 with headquarters in Frankfort, IN. The Farmers Bank is locally owned and operated with 10 banking offices located in Central Indiana providing retail, business, investment & trust services, mortgage, and electronic banking services.
Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us
3598 State Highway 11, Suite 116, Travelers Rest, SC, 29690
Autumn Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Premier Home Mortgage and Finance, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
First Federal Savings and Loan Association of Van Wert
679 Fox Road, Van Wert, OH, 45891
First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
