For the year 2026, the limit for conventional loans in Irvine, located in Estill county, KY, stands at $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to examine the best rates for Conventional, FHA, and USDA loans today, and understand the income, credit, and reserves needed, as well as the documents required to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, enabling you to decide which program in KY works best for your specific financial circumstances.
Compare loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to the following zip codes: 40336
The mission of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan for you quickly and with minimal stress. Begin with one of three starting points to find matching lenders and loan programs.
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