FHA VS Conventional loan in Cumberland, Harlan County, Kentucky
In 2025, the limit for conventional loans in Cumberland, part of the county of Harlan, KY, is $726,200. For FHA loans, the limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator is useful in comparing today's top rates including Conventional, FHA, and USDA options. It determines the necessary income, credit level, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, helping you establish which program in KY is most suitable for your financial situation.
2025 Loan Limits and Down Payment Requirements in Cumberland, Harlan County, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is applicable for the zip codes: 40823
Exploring Conventional and FHA Loan Options in Cumberland, KY
At Lendersa®, our objective is to procure the best Conventional, USDA, or FHA loan swiftly and conveniently. You may choose from three starting points to match with lenders and loan programs.
2400 Research Boulevard, Suite 400, Rockville, MD, 20850
Apex Home Loans, Inc. is a local mortgage lender headquartered in Montgomery County, MD. Apex focuses on delivering superior customer experiences and takes pride in helping people achieve their dream of owning a home. We’re like you: fellow homeowners, active community members, and family-focused individuals.
9710 Traville Gateway Dr # 295, Rockville, MD, 20850
Greenbriar Lending, LLC. has rapidly become one of the most respected private lenders in the industry. Our mission is to provide our customers with the capital and knowledge to insure profitability on all of their real estate transactions. We are self-funded and provide our clients with swift and flexible commercial financing options. We focus on
PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.
For financing a new home, saving for retirement, or just accessing your money quickly
530 Causeway Dr, Suite F1, Wrightsville Beach, NC, 28480
Coastline Capital Mortgage in the Cape Fear region because we hold this area near and dear to our hearts. The team has been in the area for a number of years and feels closely connected to the values of the surrounding community. Integrating family, business, and growth down here is the pinnacle of achievement
We are dedicated to treating others with excellence, just as we would like to be treated ourselves. This is not just an example of the "Golden Rule", but a Biblical principle we have chosen to practice on a daily basis. ABBA First Mortgage offers the best mortgage rates in North Carolina and Tennessee
Philo Exchange Bank's history spans six generations of customers across East Central Illinois. Started in 1883 by Dr. Calvin Ebeneezer Parker, the bank was purchased by Elisha Hazen, a local grain and implement dealer in 1899. The bank took over Philo State Bank in 1933. Nathan Rice succeeded the Hazen family leadership in 1952.
2011 Crystal Drive, Suite 800, Arlington, VA, 22202
National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities
13205 Sunfield Terrace, Fort Washington, MD, 20744
We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
10009 Indian Queen Point Road, Fort Washington, MD, 20744
Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.
Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
