Explore the differences! FHA VS Conventional loan programs in Pikeville, Pike County, Kentucky

In 2026, the conventional loan limit in Pikeville, found in Pike county, KY, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans, and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best option in KY for your financial circumstances.

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2026 Loan Limits and Down Payment Details in Pikeville, Pike County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to zip codes: 41501

Conventional and FHA Loan Options in Pikeville, KY

The aim of Lendersa® is to swiftly secure you the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points to match with suitable lenders and loan programs.

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Pikeville Lenders

  • Citizens Bank of Kentucky
  • 620 Broadway, Paintsville, KY, 41240
  • Lends in Kentucky
  • At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner.
    To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.

  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • Lends in Kentucky
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,