Explore the differences! FHA VS Conventional loan programs in Fort-Thomas, Campbell County, Kentucky
In the year 2025, the conventional loan limit for the area of Fort-Thomas, located in Campbell, KY, is set at $647,200. Meanwhile, the FHA limit for a single-family home is established at $420,680.
The Lendersa® Conventional loan calculator is an effective tool for comparing the best rates currently available for Conventional, FHA, and USDA loans. It also helps determine the necessary income, credit, reserves, and documents required for qualification. Our advanced calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, enabling you to choose the most appropriate program in KY for your financial situation.
Assessing 2025 Loan Limits and Down Payment Needs in Fort-Thomas, Campbell, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 41075
Conventional and FHA Loan Options Available in Fort-Thomas, KY
Lendersa® strives to get you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start with one of three pathways that lead you to the right lenders and loan programs.
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