FHA VS Conventional loan in Fort-Thomas, Campbell County, Kentucky

In the year 2025, the conventional loan limit for the area of Fort-Thomas, located in Campbell, KY, is set at $647,200. Meanwhile, the FHA limit for a single-family home is established at $420,680.

The Lendersa® Conventional loan calculator is an effective tool for comparing the best rates currently available for Conventional, FHA, and USDA loans. It also helps determine the necessary income, credit, reserves, and documents required for qualification. Our advanced calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, enabling you to choose the most appropriate program in KY for your financial situation.

Browse through loan offers from 100 lenders

Assessing 2025 Loan Limits and Down Payment Needs in Fort-Thomas, Campbell, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 41075

Conventional and FHA Loan Options Available in Fort-Thomas, KY

Lendersa® strives to get you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start with one of three pathways that lead you to the right lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • Patriot Mortgage SBC LLC
  • 2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Family star mortgage
  • 1000 Chinaberry Dr, Suite 604, Bossier City, LA, 71111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • J & L Processing/Mortgages
  • 2234 Windsor Ct, Bossier City, LA, 71111
  • At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership
  • Citizens Bank and Trust Co of Vivian
  • 120 W Arkansas Avenue, Vivian, LA, 71082
  • Citizens Bank & Trust Co. of Vivian, Louisiana, Inc., was granted a state charter by the Louisiana Office of Financial Institutions on June 12, 1967. The first office, located at 140 W. Louisiana Avenue opened for business on September 14, 1967. The formal grand opening for the bank’s present site at 120 W. Arkansas Avenue
  • HomeKey Mortgage, LLC
  • 112 W Morris Avenue, Hammond, LA, 70403
  • At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,
  • UFirst Federal Credit Union
  • 274 Rugar Street, Plattsburgh, NY, 12901
  • In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
  • BRISTOL FINANCIAL SERVICES
  • 36 Main Street, Bristol, VT, 05443
  • Bristol Financial Services offers financial services for individuals and businesses. Our foremost commitment is to our clients. The most important part of our job is to help people reach their financial objectives and help business owners with their financial strategies and benefits packages.
  • The Bank N.A.
  • PO Box 1067, McAlester, OK, 74502
  • At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too