FHA VS Conventional loan in Southgate, Campbell County, Kentucky

In 2026, the conventional loan limit for the city of Southgate, located in the county of Campbell, KY, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates across Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and required documentation for eligibility. Our advanced mortgage calculator provides a side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA options, helping you select the most suitable program in KY for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Southgate, County of Campbell, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 41071

Available Conventional and FHA Loan Options in Southgate, KY

Our aim at Lendersa® is to ensure you get the best Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three paths that lead you to compatible lenders and loan programs.

Results of Lendersa's USDA loan requests


  • Southwestern National Bank
  • 6901 Corporate Dr, Houston, TX, 77036
  • In November 1997, Southwestern National Bank opened its headquarter in the heart of Southwest Houston, TX to be the independent diversified bank of choice with small to medium size business segments including consumer, partners, owners, employees, family & friends.

    Since the beginning of our establishment, Southwestern National Bank was recogn

  • Vanguard Lending LLC
  • 6200 Savoy Street, Suite 930, Houston, TX, 77036
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Turnkey Mortgage Group LLC
  • 6464 Savoy Drive, Suite 730, Houston, TX, 77036
  • Turnkey Mortgage Group provides a fresh and friendly approach to the financing of the real estate market. Our aim is to provide the best knowledge and customer service in helping you with all your mortgage loan needs. With our experienced team, we are able to find the perfect loan that fits your needs.

  • Fidelity One Mortgage Inc
  • 6161 Savoy, Suite 120, Houston, TX, 77036
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
    Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you!"

  • Top One Mortgage, LLC
  • 7001 Corporate Dr, Suite 100A, Houston, TX, 77036
  • Top One Mortgage, LLC We are a group of dedicated mortgage professionals specializing in residential
    mortgage lending. We offer various competitive programs to best suit the needs
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    possible for our wonderful clients.

  • Commercial Partners of TEXAS
  • 6464 Savoy Dr, Suite 785, Houston, TX, 77036
  • Commercial real estate (CRE) is the most safe investments a person or company can invest. These income-producing properties offer tremendous advantages over residential investments not just for building wealth but also generating monthly cash flow. Investing in commercial real estate.

  • AmCap Mortgage, LTD
  • 9999 Bellaire Blvd #700, Houston, TX, 77036
  • AmCap Mortgage, Ltd. and its divisions still believe in the American Dream and are committed to helping you bring that dream to fruition. We are taking all measures necessary to ensure the safety and health of our employees by allowing them to work from home, and we have security measures in place to protect your secure data.

  • CAPITAL HOME MORTGAGE
  • 9999 Bellaire Blvd #700, Houston, TX, 77036
  • Capital Home Mortgage is a division of Amcap Mortgage LTD headquartered in Houston Texas. As a direct mortgage lender Capital Home Mortgage offers a complete line of mortgage products. Whether you looking to buy your first home, refinance your current mortgage or consolidating debt, our highly experienced team of mortgage

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  • 1414 Enclave Parkway, Suite 250, Houston, TX, 77077
  • Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.

  • GTA Mortgage LLC
  • 13111 Westheimer Road, Suite 210, Houston, TX, 77077
  • GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.

  • Zion Mortgage
  • 13814 Senca Park Drive, Houston, TX, 77077
  • "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service.
    *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"

  • Memorial Credit Union
  • 7789 Southwest Freeway, Suite 175, Houston, TX, 77074
  • Memorial Credit Union, originally chartered in 1953, is one of the oldest member owned financial institutions in southeast Texas. The credit union proudly serves the employees of the Memorial Hermann Healthcare System and their families, any person affiliated with the Healthcare System, and employees of many Houston area companies.