Explore the differences! FHA VS Conventional loan programs in Southgate, Campbell County, Kentucky

In 2025, the conventional loan limit for the city of Southgate, located in the county of Campbell, KY, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates across Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and required documentation for eligibility. Our advanced mortgage calculator provides a side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA options, helping you select the most suitable program in KY for your financial needs.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Southgate, County of Campbell, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 41071

Available Conventional and FHA Loan Options in Southgate, KY

Our aim at Lendersa® is to ensure you get the best Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three paths that lead you to compatible lenders and loan programs.

Results of Lendersa's USDA loan requests


  • Island Home Capital, Inc.
  • 71-1744 Puu Kamanu Loop, Kailua Kona, HI, 96740
  • At Island Home Capital, our mission is to provide you with the necessary knowledge to make an informed, economic decision. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
  • APEX Mortgage LLC
  • 76-6225 Kuakini Hwy C106, Kailua Kona, HI, 96740
  • APEX Mortgage LLC (NMLS 217406) originates mortgage loans thru their owner and licensed Mortgage Loan Originator, Barbara A Welsh (NMLS 224003). Barbara has been assisting Big Island property owners with loans for the purchase, refinance, construction and reverse mortgage needs for the past 28 years.
  • HG Mortgage
  • 354 Uluniu Street, Suite 402, Kailua, HI, 96734
  • The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Imperial Mortgage LLC
  • 1005 Keolu Drive, Kailua, HI, 96734
  • Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.
  • Paradise Home Mortgage LLC
  • 730 Kumukahi Pl, Honolulu, HI, 96825
  • Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hawaii Mortgage Experts
  • 6700 Kalanianaole Hwy, Suite 215, Honolulu, HI, 96825
  • At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.
  • Island Pacific HomeLoans LLC
  • 4211 Waialae Avenue, UB-2A, Honolulu, HI, 96816
  • Island Pacific HomeLoans, LLC, strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance and We offer conforming, Jumbo, VA, FHA and USDA loan programs. We also offer loan programs for first time home buyers.
  • PRMI
  • 3615 Harding Avenue, Suite 101, Honolulu, HI, 96816
  • Primary Residential Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company.
  • OAHU FEDERAL CREDIT UNION
  • 2219 Pauoa Road, Honolulu, HI, 96813
  • Oahu Federal Credit Union strives to deliver the best service possible to our most important asset - our members. Qualified members may join Oahu Federal Credit Union by visiting our office located at 2219 Pauoa Road in Honolulu. The mission of a credit union is to provide and promote the use of a variety of financial services
  • Hawaiian Electric Employees Federal Credit Union
  • 770 Kapiolani Blvd, Suite 514, Honolulu, HI, 96813
  • Hawaiian Electric Employees Federal Credit Union – a not for profit, financial cooperative. It was in the spirit of “people helping people” that the Credit Union was founded in 1937, by 15 employees of Hawaiian Electric Company who pooled together $70 of their money. Today, that same spirit of “people helping people” has grown to serve
  • No Cost VA Loans
  • 1188 Bishop St, Suite 2306, Honolulu, HI, 96813
  • No Cost VA Loans” is a mortgage banking firm providing mortgage financing as both broker and direct lender. Our objective is to provide the local market with a one-stop solution for all mortgage needs. With an emphasis on residential mortgages, we’ve been able to position ourselves not only as a market leader