FHA VS Conventional loan programs in 2026 for Bellevue, Campbell County, Kentucky

In the year 2026, the conventional loan limit for Bellevue, located in the county of Campbell, KY, is $726,200, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to explore and compare today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the ideal program in KY for your specific financial needs.

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2026 Loan Limits and Down Payment Requirements for Bellevue, Campbell County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 41073

Explore Conventional and FHA Loan Options in Bellevue, KY

The goal of Lendersa® is to efficiently deliver the best Conventional, USDA, or FHA loans without hassle. Start by selecting one of the three pathways to connect with lenders and matching loan programs.

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Bellevue Lenders

  • D A Griffin Financial, LLC
  • 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
  • Lends in Kentucky
  • D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.

  • Citizens Federal Savings and Loan Association of Covington
  • 433 Madison Avenue, Covington, KY, 41011
  • Lends in Kentucky
  • Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.

    As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake