As of 2026, in Dayton, within Campbell county, KY, the conventional loan limit is $726,200, whereas the FHA limit for a single-family dwelling is $472,030.
With the Lendersa® Conventional loan calculator, you can explore today's prime rates across Conventional, FHA, and USDA options. Learn the income, credit, reserves, and documents required for eligibility. This advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you opt for the best program in KY tailored to your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 41074
The mission of Lendersa® is to quickly secure the most favorable Conventional, USDA, or FHA loan without hassle. Begin by selecting one of three options, leading you to suitable lenders and loan opportunities.
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