FHA VS Conventional loan programs in Newport, Campbell County, Kentucky

In the current year, 2025, the conventional loan limit in the city of Newport, within the county of Campbell, KY, is set at $726,200. The corresponding FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to assess today’s prime rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage tool showcases Conforming Conventional loans, USDA, FHA, and VA side by side, aiding in selecting the best program for your situation in KY.

Review loan offers from 100 different lenders

Exploration of 2025 Loan Limits and Down Payment Needs in Newport, Campbell, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 41071, 41072

Conventional and FHA Loan Choices in Newport, KY

Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loan, eliminating hassle. Select one of three initial paths leading to matched lenders and suitable loan programs.

Analysis of Lendersa USDA loan request outcomes


  • Trilion Capital
  • 12636 High Bluff Drive, Suite 400, SAN DIEGO, CA, 92130
  • Trilion Capital is one of California's leading private hard money lenders focused on providing short-term financing to a growing niche of residential fix & flip builders. The company provides loans to investors who purchase distressed residential property, add value through repairs and renovation, and then sell the rehabilitated homes for profit.
  • Express Funding Mortgage Co.
  • 1237 Camino, Suite I, Del Mar, CA, 92014
  • Express Funding Mortgage Company was founded in 1998 by Brad Shoemaker with the goal of becoming the San Diego mortgage broker of choice for local San Diegans. Express Funding Mortgage specializes in residential mortgage financing to homeowners and buyers anywhere in California. We offer some of the lowest conforming.
  • Avant Capital Solutions
  • 1011 Camino, Suite 214, Del Mar, CA, 92014
  • We will find a loan that fits each borrower. Unlike big banks that have “order takers” helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all.
  • Home Bank of California
  • 4493 Ruffin Road, San Diego, CA, 92123
  • Freedom Banking from Home Bank of California has been proven to be the best option for individuals, couples and businesses who want a hassle-free experience when it comes time to managing their finances. Access and manage your money from anywhere with web banking, mobile banking apps, nationwide ATM network, and Remote Relationship Managers availab
  • Wheelhouse Credit Union - Downtown San Diego
  • 9212 Balboa Ave, San Diego, CA, 92123
  • Founded in 1934 as San Diego Metropolitan Credit Union to serve City employees, & re-established in 2018 as Wheelhouse Credit Union to serve all of San Diego, we have deep roots in the community & are committed to helping our Members & our beautiful City thrive. We help San Diegans achieve their financial goals through high-yield deposit accounts.
  • The Platinum Mortgage Group
  • 5402 Ruffin Rd, San Diego, CA, 92123
  • Alexis Roper wanted to be an entrepreneur (although I did not understand the meaning of the word at that time) since I was a little girl. Alexis started her career in the mortgage industry as a Loan consultant. Alexis Roper believe what makes my career so enjoyable is helping people, and surmounting what is seemingly impossible.
  • California Coast Credit Union
  • 9201 Spectrum Center Blvd, Suite 300, San Diego, CA, 92123
  • California Coast Credit Union is the longest-serving financial institution in San Diego. The Credit Union was started by teachers in 1929 and we continue to support local educators, schools and universities through our Financial Wellness program, Cal Coast Cares community events and our non-profit, the Cal Coast Cares Foundation.
  • MyPoint Credit Union El Cajon
  • 9420 Farnham Street, San Diego, CA, 92123
  • We're proud to be a part of San Diego, full of one-of-a-kind communities and diverse and passionate doers. At MyPoint Credit Union, we want to help these doers - individuals, families, local businesses and everyone in-between - do more of the things they love in the city they call home.
  • World Wide Credit Corporation
  • 9089 Clairemont Mesa Boulevard, Suite 307, San Diego, CA, 92123
  • World Wide Credit Corporation ("WWCC") is committed to responsible lending, offering the right product to the right client, and forging strategic business relationships for the betterment of our customers and employees. Our longevity in the community is a testament to our business platform and ability to adapt as the marketplace ebbs and flows.
  • First California Funding
  • 4550 Kearny Villa Road, Suite 215, San Diego, CA, 92123
  • First California Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. Let us simplify the process of securing a mortgage by offering the latest in financial tools.