FHA VS Conventional loan programs in Franklin, Simpson County, Kentucky
In 2025, the limit for a conventional loan in the city of Franklin, within the county of Simpson, KY, is set at $726,200. The FHA limit, on the other hand, is $472,030 for a single-family house.
Explore the Lendersa® Conventional loan calculator to compare the best rates for today between Conventional, FHA, and USDA options. Discover the income, credit, reserves, and documentation requirements for qualification. With our enhanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the ideal program in KY for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Franklin, within Simpson County, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to zip codes: 42134, 42135
Explore Conventional and FHA Loan Offers in Franklin, KY
The mission at Lendersa® is to efficiently provide you with the most advantageous Conventional, USDA, or FHA loan options without hassle. Begin by choosing one of the three paths leading to matching lenders and loan programs.
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