FHA VS Conventional loan programs in Glasgow, Barren County, Kentucky

In 2025, the conventional loan limit for Glasgow in Barren county, KY, is set at $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare the best rates currently available for Conventional, FHA, and USDA options. This tool helps you identify the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in KY for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Glasgow, Barren, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 42141, 42142

Exploring Conventional and FHA Loan Options in Glasgow, KY

Lendersa® aims to expediently connect you with the best available Conventional, USDA, or FHA loan. Begin by choosing one of three pathways leading to matched lenders and loan programs tailored to your requirements.

Analysis of Lendersa USDA loan request results


  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business. Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
  • Guadalupe Bank
  • 1309 Bandera Hwy, Kerrville, TX, 78028
  • Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
  • US Mortgage Lenders
  • 230 Castle Pines, Kerrville, TX, 78028
  • US Mortgage Lenders, I not only have access to leading national lenders, but I have access to funding sources not readily advertised, with lenders you wouldn’t think to look for. Undoubtedly, I can find more competitive mortgage rates than banks and other traditional mortgage firms.
  • Happy State Bank
  • 100 E Main St, Happy, TX, 79042
  • Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.
  • The People's Federal Credit Union
  • 7200 Hillside Road, Amarillo, TX, 79109
  • The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon. The mission of The People's Federal Credit Union is to be the Members' primary financial institution.
  • Amarillo Postal Employees Credit Union
  • 2400 Hobbs Road, Amarillo, TX, 79109
  • Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.
  • Access Community Credit Union
  • 6401 South Bell Street, Amarillo, TX, 79109
  • Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • FirstBank Southwest
  • 2401 S. Georgia, Amarillo, TX, 79109
  • FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs. In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank