Explore the differences! FHA VS Conventional loan programs in Russellville, Logan County, Kentucky

In the year 2026, the conventional loan limit for a single-family home in Russellville, within Logan county, KY, is $726,200. Meanwhile, the FHA loan limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans. Check the required income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, get a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, which helps you decide the best program in KY for your financial needs.

Explore loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Russellville, Logan County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This applies to the following zip codes: 42276

Conventional and FHA Loan Options in Russellville, KY

The objective of Lendersa® is to promptly secure the most suitable Conventional, USDA, or FHA loans without hassle. You can choose from three starting points that align you with the best lenders and appropriate loan programs.

Results for Lendersa USDA loan requests


Russellville Lenders

  • Franklin Bank & Trust
  • 317 N Main St, Franklin, KY, 42134
  • Lends in Kentucky
  • Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you.

    We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.

  • Service One Credit Union
  • 1609 Campbell Ln, Bowling Green, KY, 42104
  • Lends in Kentucky
  • Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members'​ financial well-being through personal relationships.

  • Morgantown Bank & Trust
  • 201 N Main Street, Morgantown, KY, 42261
  • Lends in Kentucky
  • Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.

  • American Bank & Trust
  • 1302 Scottsville Road, Bowling Green, KY, 42102
  • Lends in Kentucky
  • American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.

  • Planters Bank
  • 1312 S Main St, Hopkinsville, KY, 42240
  • Lends in Kentucky
  • Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.

  • Dreamfield Lending LLC
  • 1100 S Main St, Suite 3, Hopkinsville, KY, 42240
  • Lends in Kentucky
  • Dreamfield Lending is a veteran-owned mortgage broker located in Hopkinsville, KY and serving the surrounding areas. We have several years experience in our office helping families navigate through the mortgage loan process and pride ourselves on creating a good experience with a tailored mortgage loan based on the individual's needs.