FHA VS Conventional loan in Bowling-Green, Warren County, Kentucky

As of 2025, the loan cap for conventional loans in Bowling-Green, located in Warren, KY, is set at $647,200, whereas the FHA limit for a single-family residence is $420,680.

With the Lendersa® Conventional loan calculator, users can compare the current best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. This advanced tool positions Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in choosing the best option for your financial circumstances in KY.

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Identifying 2025 loan limits and downpayment needs in Bowling-Green, Warren, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Please note: These values apply to zip codes: 42104, 42102, 42103, 42101

Options for Conventional and FHA loans in Bowling-Green, KY

The mission of Lendersa® is to facilitate your acquisition of the most suitable Conventional, USDA, or FHA loan quickly and efficiently. Begin your journey by choosing from three different pathways that connect you with lenders and tailored loan programs.

Explore Lendersa USDA loan requests and matching results


  • Alan Christian Mortgage Team
  • 4005 Nine McFarland Dr, Suite 200, Alpharetta, GA, 30004
  • Buying a home is a big decision. You’re making a longterm investment to help secure your family’s future. You can count on Alan Christian Mortgage Team to help you through the process.We dedicate our many years of experience to providing clients the best loan opportunities in the market.
  • NEIGHBORHOOD MORTGAGE, INC.
  • 1835 Lockeway Drive, Suite 306, Alpharetta, GA, 30004
  • Our experienced loan consultants will give you personal attention and treat you with the respect you deserve . We understand that purchasing a new home or refinancing your current home can be one of the biggest decisions you will make in your lifetime. That’s why we are committed to making the process as comfortable and hassle free as possible.
  • HOME LENDERS OF GEORGIA, LLC
  • 1865 Lockeway Drive, Suite 605, Alpharetta, GA, 30004
  • Home Lenders of Georgia, our experienced mortgage consultants will help you find the best mortgage. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products from FHA Home Loans to VA Loans and all programs in between. We pride ourselves on outstanding customer service
  • OPTIONS MORTGAGE SERVICES LLC
  • 4005 Nine McFarland Dr, Suite 250, Alpharetta, GA, 30004
  • OPTIONS MORTGAGE SERVICES We don't want you to be a story we hear at our next Dinner Party. We specialize in thoroughly pre- qualifying our clients before they ever go out looking for their dream homes. Many Lenders will promise you anything to get you in the door. Then, when and if you get to closing, they will change the loan program
  • Synergy Lending Corporation
  • 3575 Guildhall Trail, Marietta, GA, 30066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Bank of Hillsboro
  • 230 S Main St, Hillsboro, IL, 62049
  • Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.
  • Paragon Bank
  • 5400 Poplar Avenue, Memphis, TN, 38119
  • Paragon Bank prides itself on offering superior service based on a combination of banking expertise and local knowledge. A full-service bank with a comprehensive package of banking solutions delivered both in person and online, Paragon bankers provide big bank products and capabilities with community bank personal service.
  • Spruill Global Funding LLC
  • 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119
  • Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.
  • Eagle Mortgage And Funding
  • 6260 Poplar Ave, Memphis, TN, 38119
  • We are a Lender, not a Broker. All loan decisions and fundings are handled by our in-house staff. By cutting out the middle person, most of the time known as a broker, you get better rates, faster answers, and lower closing costs. We encourage and empower our loan officers to issue “same day” approvals;