FHA VS Conventional loan in Scottsville, Allen County, Kentucky
In 2026, the conventional loan limit in Scottsville, which is part of Allen county, KY, is $726,200, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess the current best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit standing, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the optimal program in KY that fits your financial situation.
2026 Loan Limits & Down Payment Requirements in Scottsville, County of Allen, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the following zip codes: 42164
Available Options for Conventional and FHA Loans in Scottsville, KY
Lendersa's® mission is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose one of three pathways that will lead you to matching lenders and loan solutions.
Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.
Edmonton State Bank is one of the few, locally owned and operated community banks. The Thompson Family has been serving the needs of our communities for five generations, and current Chairman and CEO John D. Thompson has enjoyed a nearly 60-year tenure working within those communities.
South Central Bank will provide shareholders, customers, team members, and the community with open, honest financial experiences that exceed expectations. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community.
American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you.
We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.
