FHA VS Conventional loan in Danville, Boyle County, Kentucky

In the year 2026, the conventional loan limit in Danville, within Boyle county, KY, is set at $726,200. The FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows for comparing today's best Conventional, FHA, and USDA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide which program in KY suits your financial situation.

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Loan Limits and Down Payment Requirements in Danville, Boyle, KY for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These findings apply to zip codes: 40422

Explore Conventional and FHA Loan Options in Danville, KY

Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loan promptly and smoothly. Choose from three pathways that connect you with matched lenders and loan programs.

Results of Lendersa USDA loan requests and matches


Danville Lenders

  • Farmers National Bank of KY
  • 304 W Main St, Danville, KY, 40422
  • Lends in Kentucky
  • Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.

  • The Casey County Bank, Inc.
  • 176 Wallace Wilkinson Boulevard, Liberty, KY, 42539
  • Lends in Kentucky
  • The Casey County Bank Inc, was granted a charter by the Kentucky Department of Banking December 19, 1939 and opened for business December 20, 1939, the bank was capitalized at $50,000.00 with a surplus of $10,000.00.

    The bank grew from the first day of business as it was the only bank in Liberty, the county seat.

  • Citizens Commerce
  • PO Box 1028, Versailles, KY, 40383
  • Lends in Kentucky
  • Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.

  • Sun Lending
  • 1030 Monarch St, Suite 330, Lexington, KY, 40513
  • Lends in Kentucky
  • Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make & it is important that you have an experienced advisor to help you every step of the way.

  • Bank Of The Bluegrass
  • 215 Southland Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th

  • Lambuth Mortgage Lending
  • 2121 Nicholasville Rd, Suite 101, Lexington, KY, 40503
  • Lends in Kentucky
  • At Lambuth Mortgage are here to answer all your questions and help you feel confident about your financial decisions. At Lambuth Mortgage, we make it a priority to learn all about your unique circumstances. We’ll help you understand and take advantage of a variety of home mortgage options and highly competitive interest rates.

  • WALDEN MORTGAGE GROUP
  • 3609 Walden Drive, Lexington, KY, 40517
  • Lends in Kentucky
  • "Walden Mortgage Group is a Kentucky mortgage lender based in Lexington, Kentucky.
    Whether you're in Central, Eastern or Western Kentucky; whether you're looking for an FHA, VA, KHC or conventional loan, we're the source for your local mortgage loan solution. We represent a wide variety of local"

  • Fahe
  • 319 Oak Street, Berea, KY, 40403
  • Lends in Kentucky
  • Fahe Loan Servicing emphasizes quality customer care and personalized account management on the mortgages we service for Fahe, its partners, and our borrowers. By utilizing our experienced team, smaller nonprofits are able to keep overhead low. For Members whose primary function does not involve financials,

  • Metro Employees Credit Union
  • 1306 Versailles Road, Suite 140, Lexington, KY, 40504
  • Lends in Kentucky
  • MECU was established in 1940 by city employees looking for a way to earn higher rates on savings and lower rates for loans.

    Today, MECU has grown into a full service credit union. Membership in MECU is open to employees of the City of Lexington, employees of accepted outside agencies of the City of Lexington, employees of the Credit Union.