Explore the differences! FHA VS Conventional loan programs in Wilmore, Jessamine County, Kentucky

In the year 2025, the conventional loan limit for a single-family home in Wilmore, situated in Jessamine county, KY, is $726,200, whereas the FHA limit is set at $472,030.

With the Lendersa® Conventional loan calculator, you can compare the best rates for Conventional, FHA, and USDA loans available today. Determine the necessary income, credit, reserves, and documents required for qualification. Our state-of-the-art mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose which program in KY best suits your financial requirements.

Browse loan offers from over 100 lenders

Loan Limits and Down Payment Needs for 2025 in Wilmore, Jessamine County, KY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to zip codes: 40356, 40390

Discover Conventional and FHA Loan Options in Wilmore, KY

The aim of Lendersa® is to swiftly secure the most advantageous Conventional, USDA, or FHA loans, without complications. Begin your search by selecting one of the three entry points to find matching lenders and loan programs.

Lendersa USDA loan matching outcomes


  • United Wholesale Funding
  • 350 10th Ave Ste. 1000, San Diego, CA, 92101
  • At UWM, we’re dedicated to making dreams come true for our team members, our broker partners and homeowners nationwide. Everything we do is designed support our partners’ business and grow the broker channel as a whole. We’re a winning team working together to deliver the fastest turn times in the industry,
  • Griffin Funding
  • 2445 5th Avenue Suite 300, San Diego, CA, 92101
  • Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195
  • RanchoTed
  • 710 W. Ivy St, San Diego, CA, 92101
  • The founder of ranchoted, Ted Przybylek, is a well-rounded, highly experienced financial specialist and a private money lending expert. ranchoted stands for genuinely helping people with their real estate financing needs, assisting them through whatever situation they are in. With 30+ years in the lending industry, Ted has assisted buyers and selle
  • Community Mortgage
  • 814 Morena Blvd, Suite 310, San Diego, CA, 92110
  • Community Mortgage is a San Diego mortgage broker with a team of loan specialists who truly care about the experience that clients have. That is why we focus on three things when working with client and also We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.
  • California Lending Company Inc.
  • 3940 Hancock Street, Suite 109, San Diego, CA, 92110
  • We are a full-service mortgage brokerage based in San Diego, CA. We offer the benefit of wholesale mortgage rates with exceptional personal service. We work closely with our customers in securing the best loans possible, while keeping them informed every step of the process. We specialize in Purchase, Refinance, Conventional, Jumbo, VA, FHA,
  • Mortgage Alliance Group
  • 814 Morena Boulevard, Suite 107, San Diego, CA, 92110
  • At Mortgage Alliance Group. We are a full-service mortgage company based in San Diego California. We specialize in FHA Home Loans, VA Home Loans, and Interest Only Home Loans in San Diego. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92110.
  • NGG Mortgage
  • 2150 W Washington, Suite 201, San Diego, CA, 92110
  • NGG, our mission is to be the most customer-centric mortgage company in every community we serve. We strive for our employees to be savvy and educated on the most desirable loan programs and their underwriting guidelines. Each Loan Officer is committed to a transparent, consultative approach.
  • Secured Financial
  • 7580 Fay Avenue, Suite 204, La Jolla, CA, 92037
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • West Coast Funding & Real Estate Services Inc
  • 4275 Executive Square, Suite 410, La Jolla, CA, 92037
  • We are San Diego's most experienced loan team, give us a call today for a no hassle quote. If you give West Coast Funding an opportunity to earn your business, we will get you the lowest rate available on the mortgage market at no additional cost. We specialize in purchase and refinance loans in California, Arizona, Texas, Florida, and more.
  • Newbegin Funding
  • 5538 La Jolla Boulevard, Suite A, La Jolla, CA, 92037
  • Noah Newbegin has been helping people to finance their dreams since 2004 and is still passionate about helping to make those dreams a reality. Noah graduated with a Degree in Finance from SDSU in 2002 and has over 15 years experience in real estate, finance, and mortgage consultation.