Explore the differences! FHA VS Conventional loan programs in Lawrenceburg, Anderson County, Kentucky

As of 2025, the conventional loan limit for Lawrenceburg, located in the county of Anderson, KY, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your unique financial situation in KY.

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Loan Limits and Down Payment Requirements for 2025 in Lawrenceburg, Anderson, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These values apply to zip codes: 40342

Conventional and FHA Loan Paths in Lawrenceburg, KY

The objective of Lendersa® is to rapidly connect you with the optimal Conventional, USDA, or FHA loan without any hassle. Choose one of three pathways to find matched lenders and suitable loan programs.

Outcome analysis for Lendersa USDA loan requests


  • sovereign Capital Funding Llc
  • 34900 Clear Creek Dr North Ridgeville, North Ridgeville, OH, 44039
  • Sovereign Capital Funding LLC is your trusted partner in private lending. With over 20 years of expertise since 2003, we guarantee fast closings and seamless underwriting, making complex funding simple and efficient! Explore our premier services and discover dependable solutions today. Trust the right experience—choose Sovereign! Contact us at info
  • Towpath Credit Union
  • 2969 Smith Road, Fairlawn, OH, 44333
  • Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.
  • Riverview Mortgage Corp
  • 2919 West Market Street, Suite C, Akron, OH, 44333
  • We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.
  • Akron Mortgage & Refinance Co
  • 3867 West Market Street, Suite 335, Akron, OH, 44333
  • At Akron Mortgage and Refinance, we start things with trust. We work hard for our clients, and that is why we are a well-known and popular leader in the mortgage industry. Once you become our client, we will never stop thinking about the best options for you. We want you, our customers to be at ease all their lives.
  • The Mortgage Guys
  • 50 Baker Blvd, Suite 6A, Fairlawn, OH, 44333
  • Jeff Jaklitsch & the The Mortgage Guys have been originating home loans for over the past 21 years. Contact Jeff to purchase your dream home. The Mortgage Guys is ready to make the loan application process less stressful. Based in Fairlawn, OH, this company provides comprehensive & personalized mortgage services to borrowers in the Cleveland, Akron
  • MRV Banks
  • Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
  • MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.
  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern. In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.
  • First National Bank of Illinois
  • 3256 Ridge Rd, Lansing, IL, 60438
  • First National Bank of Illinois offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • Embassy National Bank
  • 1817 North Brown Rd, Lawrenceville, GA, 30043
  • Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b
  • Peach State Federal Credit Union
  • 1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043
  • Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.