FHA VS Conventional loan in Lawrenceburg, Anderson County, Kentucky

As of 2025, the conventional loan limit for Lawrenceburg, located in the county of Anderson, KY, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your unique financial situation in KY.

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Loan Limits and Down Payment Requirements for 2025 in Lawrenceburg, Anderson, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These values apply to zip codes: 40342

Conventional and FHA Loan Paths in Lawrenceburg, KY

The objective of Lendersa® is to rapidly connect you with the optimal Conventional, USDA, or FHA loan without any hassle. Choose one of three pathways to find matched lenders and suitable loan programs.

Outcome analysis for Lendersa USDA loan requests


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  • At Sparta Financial, LLC we use our experience to help our clients achieve their dream of home-ownership throughout Massachusetts & New Hampshire. We carefully analyze their needs to ensure they end up with the right mortgage product. Our mission is simple; Provide great service and develop long lasting relationships
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  • Harvard University Employees Credit Union
  • PO Box 382609, Cambridge, MA, 02238
  • Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more. Harvard affiliates and their family are eligible to join.
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