In 2025, the limit for a conventional loan in Harrodsburg, located in Mercer county, KY, is $726,200, whereas the FHA loan limit for a single-family home is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you decide which program in KY aligns best with your financial needs.
Review loan offers available from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Applies to zip codes: 40330
The goal of Lendersa® is to swiftly and seamlessly offer you the best possible Conventional, USDA, or FHA loan. Choose from one of three starting points to match with suitable lenders and loan programs.
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Bridge Loan Guides
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