FHA VS Conventional loan programs in Harrodsburg, Mercer County, Kentucky
In 2026, the limit for a conventional loan in Harrodsburg, located in Mercer county, KY, is $726,200, whereas the FHA loan limit for a single-family home is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you decide which program in KY aligns best with your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Harrodsburg, Mercer County, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applies to zip codes: 40330
Explore Conventional and FHA Loan Options in Harrodsburg, KY
The goal of Lendersa® is to swiftly and seamlessly offer you the best possible Conventional, USDA, or FHA loan. Choose from one of three starting points to match with suitable lenders and loan programs.
Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.
Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.
Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make & it is important that you have an experienced advisor to help you every step of the way.
Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th
2121 Nicholasville Rd, Suite 101, Lexington, KY, 40503
Lends in Kentucky
At Lambuth Mortgage are here to answer all your questions and help you feel confident about your financial decisions. At Lambuth Mortgage, we make it a priority to learn all about your unique circumstances. We’ll help you understand and take advantage of a variety of home mortgage options and highly competitive interest rates.
1306 Versailles Road, Suite 140, Lexington, KY, 40504
Lends in Kentucky
MECU was established in 1940 by city employees looking for a way to earn higher rates on savings and lower rates for loans.
Today, MECU has grown into a full service credit union. Membership in MECU is open to employees of the City of Lexington, employees of accepted outside agencies of the City of Lexington, employees of the Credit Union.
Since 1953, Greater Kentucky Credit Union has made being with a Credit Union easy and rewarding. While some credit unions have niche membership eligibility requirements, Greater Kentucky membership is open to anyone who lives, works, worships or attends school in any of the 24 counties in Kentucky or to any relative of an existing member.
"Walden Mortgage Group is a Kentucky mortgage lender based in Lexington, Kentucky. Whether you're in Central, Eastern or Western Kentucky; whether you're looking for an FHA, VA, KHC or conventional loan, we're the source for your local mortgage loan solution. We represent a wide variety of local"
KUE Federal Credit Union has been open since 1976. It's the 25th largest credit union in Kentucky with assets totaling $55.24 Million and providing banking services to more than 3,000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
