Explore the differences! FHA VS Conventional loan programs in Harrodsburg, Mercer County, Kentucky

In 2025, Convetional loan limit in Harrodsburg, county of Mercer, KY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in KY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Harrodsburg, county of Mercer, KY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 40330

Conventional and FHA loan options in Harrodsburg, KY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Blue Stripe Mortgage
  • 15 Tenney Lane, Scarborough, ME, 04074
  • Blue Stripe Mortgage is a family business that is locally owned and operated in Scarborough, Maine. We have been helping clients throughout the entire state of Maine with their mortgage needs since 2005. Whether you are purchasing a new home, or refinancing your current home, we will guide you through every step of the mortgage process with ease.
  • Executive Mortgage Group of Florida LLC
  • 34 S Federal Hwy, Suite A, Dania Beach, FL, 33004
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
  • Assured Mortgage Solutions
  • 383 US Route One, Suite 1F, Scarborough, ME, 04074
  • "Assured Mortgage Solutions is a well established local Mortgage Company with over 25 years of combined experience in the industry. Since 2008, the two experienced Mortgage Professionals that created Assured Mortgage Solutions, have helped many Maine families achieve mortgage financing through our use of nationwide and local resources."
  • Western Nebraska Bank
  • 301 Center Ave, Curtis, NE, 69025
  • Since 1910, Western Nebraska Bank has been known for the friendliness and personal relationships that characterize a rural community. Today our progressive leadership is looking ahead to the opportunities of the next hundred years as agriculture and banking technology develop locally and globally. To our customers, we pledge performance excell
  • Southeast American Financial Group, Inc
  • 1745 N University Drive, Hollywood, FL, 33024
  • Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
  • Family Home Loans
  • 9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
  • Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
  • Progress Capital, LLC
  • 6308 Grant Street, Suite 200, Hollywood, FL, 33024
  • "Our relationships with many different lenders enable us to propose solutions of which you might not be aware. We listen to you, help you determine what you wish to accomplish. Progress Capital, LLC goes to lengths to provide its clients with the quality of service they expect and deserve."
  • Mortgage Scope Financial Corp
  • 10000 Stirling Road, Suite 12, Hollywood, FL, 33024
  • We are a family owned and operated independent Mortgage Broker with more than 30 years combined experience. We pride ourselves in providing the best interest rates available along with a top tier customer experience.Broker with more than 30 years combined experience. We pride ourselves
  • United Mortgage Group Inc
  • 8996 Taft Street, Pembroke Pines, FL, 33024
  • United Mortgage Group, Inc, professional mortgage company specializing in residential mortgages.At United Mortgage Group, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.Our consultants know what it takes to get through underwriting quickly.
  • Power Point Mortgage Services LLC
  • 7851 Johnson Street, Suite 101, Hollywood, FL, 33024
  • We provide mortgages. Contact us if you are looking to buy a house, sell a house, or refinance. We can assist you with your loan and other real estate needs! Jean-Claude Cherilus have always enjoyed being of service to others, helping them to have a positive experience in their home-buying journey.
  • Hashtag Mortgage Company LLC
  • 6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
  • Our mission is to offer unparalleled service so that you can succeed at one of the most important decisions you will make in your life. We accomplish this goal in an efficient, fast & reliable way. Hashtag Mortgage Company professionals are here to help you on your home buying and refinance journey.