FHA VS Conventional loan programs in Frankfort, Franklin County, Kentucky

In the year 2026, the conventional loan limit available in Frankfort, located in the county of Franklin, KY, is $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast top rates available today among Conventional, FHA, and USDA loans. Determine the necessary income, credit worthiness, reserves, and documentation required to qualify. This advanced mortgage calculator allows users to efficiently compare Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in deciding which program is optimal for your financial setting in KY.

Review offers from a selection of 100 lenders

2026 Loan Limits and Downpayment Guidelines in Frankfort, Franklin, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table is applicable to the following zip codes: 40604

Explore Conventional and FHA Loan Solutions in Frankfort, KY

The aim of Lendersa® is to provide you with the most suitable and expedient Conventional, USDA, or FHA loan. Start your journey by selecting from three initial paths that lead to matching lenders and loan programs.

Access Lendersa's USDA loan request matches


  • MLS Mortgage Group
  • 3612 Fillmore St NE, Minneapolis, MN, 55418
  • "MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience.
    MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."

  • Minnesota VA Mortgage Team
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.

    You may know that the VA loan program is one of the greatest benefits of military service

  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.

  • Onward Financing LLC
  • 6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343
  • Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage

  • Green Country FCU
  • 202 East Morrow Road, Sand Springs, OK, 74063
  • Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma

  • Executive Mortgage Brokers, LLC
  • 12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343
  • Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.

  • Freedom Mortgage
  • 12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343
  • Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.

  • Minnesota Residential Mortgage, Inc.
  • 2636 Ridge Lane, Mounds View, MN, 55112
  • At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • The Servion Group
  • 500 Main Street, Saint Paul, MN, 55112
  • The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.

  • i3 Bank
  • 12212 North 156th Street, Bennington, NE, 68007
  • i3 Bank began in February 1928 by father and son, Charles F. Roe and Harold E. Roe. In 1971, Harold's son, Jerry E. Roe, became president of the i3 Bank. Jerry's daughter, Leslie R. Andersen, succeeded her father as president in 1994. This ninety-one year old bank is being managed by a member of the 4th generation of the founding family where profe