FHA VS Conventional loan programs in 2025 for Frankfort, Franklin County, Kentucky

In the year 2025, the conventional loan limit available in Frankfort, located in the county of Franklin, KY, is $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast top rates available today among Conventional, FHA, and USDA loans. Determine the necessary income, credit worthiness, reserves, and documentation required to qualify. This advanced mortgage calculator allows users to efficiently compare Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in deciding which program is optimal for your financial setting in KY.

Review offers from a selection of 100 lenders

2025 Loan Limits and Downpayment Guidelines in Frankfort, Franklin, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table is applicable to the following zip codes: 40604, 40601, 40603, 40618, 40619, 40620, 40621, 40622

Explore Conventional and FHA Loan Solutions in Frankfort, KY

The aim of Lendersa® is to provide you with the most suitable and expedient Conventional, USDA, or FHA loan. Start your journey by selecting from three initial paths that lead to matching lenders and loan programs.

Access Lendersa's USDA loan request matches


  • THERESA MORRIS REALTY GROUP
  • 26499 Bladen Avenue, Murrieta, CA, 92562
  • The home selling and buying process can be both intimidating and overwhelming. My goal is to make this a pleasurable and exciting experience. As your Realtor, I would love to help you each step of the way and protect your interests at all times. I look forward to guiding you and turning your moving and home ownership dreams into a reality!
  • Redford Mortgage Capital
  • 24641 Washington Avenue, Murrieta, CA, 92562
  • We are a full-service mortgage company based in Murrieta, CA. We specialize in Construction Loans & Home Improvement Loans in Murrieta, Temecula, Lake Elsinore, Menifee, Wildomar, & Riverside. We also serve the surrounding cities in Riverside County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
  • Casa Agave Mortgage Services
  • 41856 Ivy Street, Suite 112, Murrieta, CA, 92562
  • At Casa Agave Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Vintage Mortgage Firm
  • 41760 Ivy Street, Suite 102, Murrieta, CA, 92562
  • Vintage Mortgage Firm strives to ensure that its services are accessible to people with disabilities.Vintage Mortgage Firm has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,with the belief that every person has the right to live with dignity,equality
  • Christiansen Capital
  • 25185 Madison Ave Ste. A, Murrieta, CA, 92562
  • Christiansen Capital is a trust deed investment firm and hard money lender conveniently located in Murrieta, California. Christiansen Capital has been assisting clients obtain “non-conventional” financing since 2005. Christiansen Capital was created to be the conduit between borrowers who can actually obtain conventional financing.
  • Mana capital investments
  • 10134 6th Street, unit F, Rancho Cucamonga, CA, 91739
  • Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr
  • James Taverner, Mortgage Broker NMLS #1369773
  • 13295 Joliet Dr, Rancho Cucamonga, CA, 91739
  • My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American First Financial
  • 12223 Highland Avenue, Suite 601, Rancho Cucamonga, CA, 91739
  • "At American First Financial and Realty is a full service Mortgage and Real Estate Company. We have had the privilege to work with the families of our commuinties for over 20 years. Providing a variety of Real Estate and Mortgage related services. We work with first time home buyers, investors, and small business'."
  • Casa Blanca Capital Lending
  • 13702 Santa Lucia Ct, Rancho Cucamonga, CA, 91739
  • Casa Blanca Capital Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Loan Source 1 Funding, Inc.
  • 5157 Bering Ct., Rancho Cucamonga, CA, 91739
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.