Explore the differences! FHA VS Conventional loan programs in Frankfort, Franklin County, Kentucky

In the year 2025, the conventional loan limit available in Frankfort, located in the county of Franklin, KY, is $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast top rates available today among Conventional, FHA, and USDA loans. Determine the necessary income, credit worthiness, reserves, and documentation required to qualify. This advanced mortgage calculator allows users to efficiently compare Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in deciding which program is optimal for your financial setting in KY.

Review offers from a selection of 100 lenders

2025 Loan Limits and Downpayment Guidelines in Frankfort, Franklin, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table is applicable to the following zip codes: 40604, 40601, 40603, 40618, 40619, 40620, 40621, 40622

Explore Conventional and FHA Loan Solutions in Frankfort, KY

The aim of Lendersa® is to provide you with the most suitable and expedient Conventional, USDA, or FHA loan. Start your journey by selecting from three initial paths that lead to matching lenders and loan programs.

Access Lendersa's USDA loan request matches


  • First Integra Funding Corp
  • 12100 Ford Road, Suite 195, Farmers Branch, TX, 75234
  • First Integra Funding Whether you’re looking to buy your dream home, or you’re hoping to explore your refinancing options, First Integra Funding Corp. has you covered. With us, you’ll have the chance to connect with a wide range of trustworthy lenders, offering top-quality mortgage products of all kinds.
  • Liberty Home Mortgage
  • 3010 LBJ Freeway, Suite 1200, Dallas, TX, 75234
  • Liberty Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Trusted Mortgage Advisors of Texas
  • 3010 LBJ Freeway, Suite 1200, Dallas, TX, 75234
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nonprofit Mortgage
  • 2665 Villa Creek Drive, Suite 252, Dallas, TX, 75234
  • Nonprofit Mortgage is a new and unique mortgage company. We have a large range of mortgage products for your home purchase or refinance. Nonprofit Mortgage provides down payment assistance to underserved home buyers and those who have experienced a financial setback due to an illness in their household.
  • BEAM MORTGAGE, INC
  • 14455 Webb Chapel Rd, Farmers Branch, TX, 75234
  • "Beam Real Estate & Mortgage is the foremost choice for your residential and commercial property needs. Contact us today! When you're looking to buy a home, you want to know that you're in the best of hands. With more than a decade of experience, we can proudly say we've learned a thing or two about real estate - and that knowledge helps you."
  • Preston Hollow Financial Services Inc
  • 13709 Braemar Drive, Dallas, TX, 75234
  • Preston Hollow Financial Services, Inc. is a full service Mortgage Boutique offering personalized analysis and execution for your purchase, refinance, construction and home equity needs. We facilitate mortgage throughout the great State of Texas and have professional relationships with other title and insurance companies.
  • MBN Mortgage Inc
  • 3665 Bee Ridge Road, Suite 306, Sarasota, FL, 34233
  • MBN Mortgage Inc. is the most progressive, innovative and competitive mortgage broker in Florida. MBN boasts a 95%+ application to funding ratio. We customize a lending solution for each customer. Our tools include credit repair, consumer loan refinancing, bookkeeping, and tax preparation to assist our customers in getting qualified.
  • Westport Federal Credit Union
  • 655 State Road, Westport, MA, 02790
  • In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.
  • NexBank, SSB
  • 2515 Mckinney Ave, Suite 1100, Dallas, TX, 75201
  • NexBank Capital, Inc. is a financial services company that serves its clients through three core businesses: Institutional Banking, Commercial Banking, and Mortgage Banking. NexBank provides customized financial and banking services primarily to institutional clients, financial institutions, and corporations nationwide.
  • Comerica Bank
  • 1717 Main Street, Dallas, TX, 75201
  • Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, strategically aligned by the Business Bank, the Retail Bank, and Wealth Management. The Business Bank provides companies of all sizes with an array of credit and non-credit financial products and services