FHA VS Conventional loan in Versailles, Woodford County, Kentucky
For 2026, the conventional loan limit in Versailles, within the county of Woodford, KY, is $726,200. The FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA options. It aids in determining the necessary income, credit, reserves, and documents required to qualify. Our sophisticated mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the optimum program for your financial needs in KY.
Comprehensive Overview of 2026 Loan Limits and Down Payment Requirements in Versailles, Woodford, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to the following zip codes: 40383
Exploring Conventional and FHA Loan Options in Versailles, KY
The mission of Lendersa® is to swiftly connect you with the ideal Conventional, USDA, or FHA loan without hassle. Select one of three starting points to meet with matching lenders and loan programs tailored to your requirements.
Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.
Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make & it is important that you have an experienced advisor to help you every step of the way.
1306 Versailles Road, Suite 140, Lexington, KY, 40504
Lends in Kentucky
MECU was established in 1940 by city employees looking for a way to earn higher rates on savings and lower rates for loans.
Today, MECU has grown into a full service credit union. Membership in MECU is open to employees of the City of Lexington, employees of accepted outside agencies of the City of Lexington, employees of the Credit Union.
Since 1953, Greater Kentucky Credit Union has made being with a Credit Union easy and rewarding. While some credit unions have niche membership eligibility requirements, Greater Kentucky membership is open to anyone who lives, works, worships or attends school in any of the 24 counties in Kentucky or to any relative of an existing member.
Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th
2121 Nicholasville Rd, Suite 101, Lexington, KY, 40503
Lends in Kentucky
At Lambuth Mortgage are here to answer all your questions and help you feel confident about your financial decisions. At Lambuth Mortgage, we make it a priority to learn all about your unique circumstances. We’ll help you understand and take advantage of a variety of home mortgage options and highly competitive interest rates.
Jim Mischner is a "private mortgage" lender. He loans his own money to real estate investors who either are purchasing non-owner occupied properties or are refinancing the non-owner occupied properties they already own. These properties include commercial, multi-family and all rental properties. Lending $20, 000 - $4, 000, 000 and CLOSE IN 10 DAYS!
KUE Federal Credit Union has been open since 1976. It's the 25th largest credit union in Kentucky with assets totaling $55.24 Million and providing banking services to more than 3,000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
Central Bank traces its roots back to 1938, when the Southern Industrial Loan Company was founded. Soon after that, the name was changed to Central Exchange Bank. In 1946, Garvice D. Kincaid purchased Central Exchange Bank and shortened the name to Central Bank.
We’ve grown significantly from our humble beginnings at the corner of Short
