FHA VS Conventional loan programs in 2026 for Versailles, Woodford County, Kentucky

For 2026, the conventional loan limit in Versailles, within the county of Woodford, KY, is $726,200. The FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA options. It aids in determining the necessary income, credit, reserves, and documents required to qualify. Our sophisticated mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the optimum program for your financial needs in KY.

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Comprehensive Overview of 2026 Loan Limits and Down Payment Requirements in Versailles, Woodford, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 40383

Exploring Conventional and FHA Loan Options in Versailles, KY

The mission of Lendersa® is to swiftly connect you with the ideal Conventional, USDA, or FHA loan without hassle. Select one of three starting points to meet with matching lenders and loan programs tailored to your requirements.

Results of Lendersa USDA loan request matching


  • Sure Fund Mortgage
  • 4433 Punjab Way, Suite 302, Frisco, TX, 75033
  • We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.

  • Alliance Mortgage Group
  • 2770 Main St, Suite 221, Frisco, TX, 75033
  • Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans

  • MORTGAGE PARTNERS OF TEXAS
  • 2770 Main Street, Suite 283, Frisco, TX, 75033
  • Texas Mortgage Partners, LLC is a Mortgage Broker specializing in Conventional, FHA/VA & Jumbo loans throughout Texas. We understand the “city” property as well as the “rural” property. We can also assist in lot loans, construction loans, farm/ranch loans & commercial real estate loans.

  • Stone Lake Mortgage
  • 1220 Coit Rd, Suite 107, Plano, TX, 75075
  • Stone Lake Mortgage make the decision easy. The reason is because at the top of our list is a commitment to simplifying the entire mortgage process with a warm and professional approach! Therefore, when working with Stone Lake Mortgage, not only will we treat you with the respect you deserve

  • BLUESKY LENDING, LC
  • 1255 W 15th, Suite 470, Plano, TX, 75075
  • BlueSky Lending, LC is a Mortgage Broker that has established relationships with over 30 Lenders to guarantee that we can provide the Best Rates, Fastest Closings and Lowest Closing Costs. We specialize in offering the largest choice of Loan Products to meet any clients Residential Loan needs.

  • Dean Co-operative Bank
  • 21 Main Street, Franklin, MA, 02038
  • A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and

  • First State Bank of Texas
  • 4039 Ih 10 East, Orange, TX, 77630
  • First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont

  • Sabine Federal Credit Union
  • 1939 Strickland Drive, Orange, TX, 77630
  • Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.

  • New Horizon Mortgage Co. Inc.
  • 165 Main St, Suite109, Medway, MA, 02053
  • New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Five Points Bank
  • 2015 N. Broadwell Ave, Grand Island, NE, 68803
  • Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.

  • Ocean Mortgage Capital
  • 601 21st Street, Suite 300, Vero Beach, FL, 32960
  • Ocean Mortgage Capital, Inc. (OMC), whose principal has 20+ years of lending experience, is the premier residential mortgage broker on Florida's Treasure Coast. OMC handles all of your mortgage financing needs - including conventional and FHA loans, No-Doc Mortgage investor loans and Reverse Mortgages.

  • Bombay Mortgage
  • 8 Sorento Drive Suite 14, Osprey, FL, 34229
  • Bombay Mortgage believe in helping all aspiring homeowners get the help they need. We are committed to finding the right solution for your mortgage as quickly as possible. By streamlining our processes and offering professional service along the way we’ve found many of our clients are able to qualify for a mortgage loan