FHA VS Conventional loan programs in Shelbyville, Shelby County, Kentucky
In 2025, the conventional loan limit in Shelbyville, county of Shelby, KY, is $726,200. For a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to explore today's optimal rates for Conventional, FHA, and USDA loans. This tool helps determine the required income, credit score, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program in KY for your financial needs.
Comprehending 2025 Loan Thresholds and Down Payment Needs in Shelbyville, Shelby, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant to these zip codes: 40065, 40066
Available Conventional and FHA Loan Choices in Shelbyville, KY
The mission of Lendersa® is to rapidly connect you with the most suitable Conventional, USDA, or FHA loan, eliminating unnecessary hassle. Choose from one of three initial pathways to access matching lenders and appropriate loan programs.
Captain Sam Hull built his frame grocery store and 2nd floor residence in 1847. It had other tenants, but was moved to make way for the bank in 1867.
Mrs. Atwater & N.C. Pettey built the present 3 storefront 2 story brick building in 1867.
The bank was on the corner with the Widney & Viner Hardware next south
Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years.
Member FDIC. Equal Housing Lender.
NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.
We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.
At AssuredMTGS.com, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.
LIndell Bank is a full service community bank with 12 locations in the greater St. Louis area. It has over $500M in total assets and a capital to asset ratio of over thirteen percent. We are relationship bank and welcome your business. Please contact me for all of your banking needs.
Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
EPIC Impact Investors Hard Money Lender for Chicago properties and we develop people of color to become capital investors to passively invest in real estate and build wealth.Hard Money Lender for Chicago properties and we develop people of color to become capital investors to passively invest in real estate and build wealt
Cardinal Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. An Atlanta, Georgia mortgage broker we understand that every borrower in Georgia is different, and we offer a variety of mortgage products to meet your individual home loan requirements.
Riverside Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest
In 1998, owner Steve Mowry started American Mortgage Group, Inc. Mr. Mowry started working in the mortgage business in ’97 with a mortgage banker and later a mortgage broker. Soon after he began his endeavor in the finance world, he realized there were customer needs he felt as though weren’t being met.
