Explore the differences! FHA VS Conventional loan programs in Louisa, Lawrence County, Kentucky
In 2025, the loan limit for Conventional loans in Louisa, within Lawrence county, KY, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to examine today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you identify the most suitable program in KY for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Louisa, County of Lawrence, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the zip codes: 41230
Explore Conventional and FHA Loan Options in Louisa, KY
The aim of Lendersa® is to quickly connect you with the best available Conventional, USDA, or FHA loan, hassle-free. Begin by choosing one of three starting points to find matching lenders and appropriate loan programs.
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