FHA VS Conventional loan programs in 2025 for Paintsville, Johnson County, Kentucky

During 2025, the conventional loan limit in Paintsville, situated within Johnson county, KY, is $726,200. On the other hand, the FHA loan limit for a single-family home stands at $472,030.

Employ the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents needed for qualification. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the most suitable program in KY for your financial needs.

Examine loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Paintsville, Johnson County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 41240

Explore Conventional and FHA Loan Options in Paintsville, KY

The objective of Lendersa® is to swiftly provide the best possible Conventional, USDA, or FHA loan without hassle. Start with one of three guiding paths that will connect you with matching lenders and programs.

Results for Lendersa USDA loan inquiries


  • Landmark Lending
  • 4900 Hopyard Road, Suite 100, Pleasanton, CA, 94588
  • Landmark Lending has been serving California mortgage loan clients since 2001. Located in the beautiful city of Pleasanton, Landmark Lending provides a variety of loans for the mortgage industry. We are a mortgage brokerage company that specializes in providing solutions for home owners and future home owners through wise planning & sound advice.
  • Cal Coast Financial Corp
  • 5960 Stoneridge Dr, Suite 100, Pleasanton, CA, 94588
  • As a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance and construction/commercial lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
  • A Good Lender
  • 4683 Chabot Drive, Suite 289, Pleasanton, CA, 94588
  • A Good Lender, We make it simple to purchase or refinance your home. Our goal is to make your real estate financing as simple as possible. We have a huge array of loan options for you to pick from: Conventional Fannie/Freddie, FHA, USDA, VA, Special HUD loans, Private (Hard) Money, Jumbo and Super Jumbo loans, and Commercial loans.
  • American Mortgage Management
  • 4695 Chabot Drive, Suite 200, Pleasanton, CA, 94588
  • Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. To serve our customers with honesty, integrity and competence.
  • Bay Area Premier Mortgage, Inc.
  • 4695 Chabot Drive, Suite 200, Pleasanton, CA, 94588
  • Bay Area Premier Mortgage, Inc., our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options.
  • 1st United Credit Union
  • 5901 Gibraltar Drive, Pleasanton, CA, 94588
  • It doesn’t get simpler, faster and friendlier than 1st United Credit Union. As one of the first credit unions in California, 1st United Credit Union was founded in 1932 and has been thriving in the San Francisco East Bay Area ever since. We believe in local, neighborly banking and hope you will too.
  • United Lending Partners
  • 4234 Hacienda Dr, Pleasanton, CA, 94588
  • United Lending and Realty Partners have joined together to help our customers meet their financial goals in the real estate market. If you are looking to refinance your mortgage, make that first home purchase, buy an investment property, or even sell your home, we have the Loan Officers and Real Estate Agents ready to assist you
  • Atlantic Pacific Funding
  • 7901 Stoneridge Dr. Ste 120, Pleasanton, CA, 94588
  • Atlantic Pacific Funding is a residential mortgage company offering mortgage services to residents throughout California. Our staff has over a combined 100 years of experience in the Mortgage and Real Estate Industry. What makes us great at what we do is our knowledgeable staff, responsiveness, accountability, and friendliness.
  • Mint Valley Federal Credit Union
  • 3325 Washington Way, Longview, WA, 98632
  • Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.
  • Red Canoe Credit Union
  • 1418 15th Ave, Longview, WA, 98632
  • We're passionate about helping our members achieve their financial dreams. We're dedicated to hiring passionate, knowledgeable, and dependable individuals who are service-oriented and attentive to detail. If you're looking for a rewarding career in the financial industry and enjoy providing excellent customer service.
  • Life Mortgage
  • 842 Washington Way, Suite 110, Longview, WA, 98632
  • Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn
  • Fibre Federal Credit Union
  • 822 Commerce Avenue, Longview, WA, 98632
  • Fibre Federal Credit Union was founded in 1937. Sixty-three employees of Longview Fibre Company deposited a combined $315 for the purpose of making affordable loans available to credit union members. Over the decades, we have grown to become one of the Lower Columbia region’s largest credit unions.