FHA VS Conventional loan programs in Central, East Baton Rouge County, Louisiana

In 2025, Convetional loan limit in Central, county of East Baton Rouge, LA is $726,200 while FHA limit is $472,030 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in LA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Central, county of East Baton Rouge, LA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 70770, 70791, 70714, 70739, 70819, 70818

Conventional and FHA loan options in Central, LA

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  • BCB Community Bank
  • 591 Avenue C, Bayonne, NJ, 07002
  • The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.

  • American Fidelity Mortgage, LLC
  • 146 Delancy st, Newark, NJ, 07105
  • At American Fidelity Mortgage, we provide lending services and approve our clients into their next home. - Family owned and operated - Direct FHA Lender - Products available include but are not limited to - FHA, Conventional, 203k, Reverse Mortgages, Jumbo’s, USDA, Streamline Refi’s, Full Harp -program.

  • First Prestige Mortgage Services, Inc.
  • 110 Valley Road, Montclair, NJ, 07042
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance

  • XCEL Federal Credit Union
  • 1460 Broad Street, Bloomfield, NJ, 07003
  • XCEL Federal Credit Union is federally insured, regulated, and examined annually by both the federal government and an independent CPA firm. Each member’s deposits are insured to the $250, 000 maximum allowable limit by the National Credit Union Administration (NCUA), which is backed by the full faith and credit of the U.S. government.

  • Reverse Mortgage Funding LLC
  • 1455 Broad St. 2nd Floor, Bloomfield, NJ, 7003
  • At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business, and meeting the needs of this important segment of our society is at the core of everything we do.

  • New Jersey Mortgage Broker
  • 165 Belmont Ave, Belleville, NJ, 07109
  • Dennis Viera mortgage broker, solely with the best interest of my clients in mind. With strong working relationships with over 20 lenders and a great network of realtors, I continue to find the perfect fit for my buyers while maintaining a fast and efficient process, but more importantly, keeping an absolute focus on the expectations

  • The Capital Lenders
  • 428 Upper Mountain Ave, Montclair, NJ, 07043
  • The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.

  • DML Lending
  • 2246 84th street, Suite 1A, Brooklyn, NY, 11214
  • DML Lending is a family owned and operated by a group experienced and knowledgeable real estate lenders that help local real estate investors become successful. DML provides short-term (12 months) loans to a variety of independent real estate developers and investors across the country.

  • Schuyler Savings Bank
  • 24 Davis Avenue, Kearny, NJ, 07032
  • Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924. As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service.

  • Fort Funding Corp
  • 7016 Fort Hamilton Parkway, Brooklyn, NY, 11228
  • Fort Funding Corp. is committed to helping home and investment property owners find the perfect mortgage at the lowest rates.With five offices throughout NY & NJ & an established network of hundreds of banks and lenders from all over the country, Fort Funding Corp. is one of the most trusted Mortgage Companies in the tri-state area today.
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