Explore the differences! FHA VS Conventional loan programs in Bogalusa, Washington County, Louisiana

For 2026, the Conventional loan limit in Bogalusa, located in Washington county, LA, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Lendersa® offers a Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for eligibility. This advanced tool allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the right program for your financial situation in LA.

Explore loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Bogalusa, Washington County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is applicable to the following zip codes: 70427

Exploring Conventional and FHA Loan Options in Bogalusa, LA

The mission of Lendersa® is to efficiently provide the best possible Conventional, USDA, or FHA loan. Select one of the three starting points to connect with matching lenders and suitable loan programs tailored to you.

Results from Lendersa USDA loan matching requests


Bogalusa Lenders

  • Heritage Bank of St Tammany
  • 205 North Columbia Street, Covington, LA, 70433
  • Lends in Louisiana
  • Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.

  • CUSA Federal Credit Union
  • 50 Louis Prima Drive, Suite A, Covington, LA, 70433
  • Lends in Louisiana
  • Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.

  • American Bank & Trust Company Covington
  • 1819 N. Columbia Street, Covington, LA, 70433
  • Lends in Louisiana
  • American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.

  • Weeks Team Inc
  • 125 N Theard St, Suite B, Covington, LA, 70433
  • Lends in Louisiana
  • Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.

  • Vista Mortgage
  • 522 N New Hampshire St, Suite 7, Covington, LA, 70433
  • Lends in Louisiana
  • Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.

  • Arbor Lending
  • 5001 Hwy 190, Suite B5, Covington, LA, 70433
  • Lends in Louisiana
  • We've been helping customers afford the home of their dreams for many years and we love what we do. There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

  • Ace Mortgage Company
  • 711 River Highlands Blvd., Covington, LA, 70433
  • Lends in Louisiana
  • At Ace Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you