FHA VS Conventional loan programs in 2026 for Franklinton, Washington County, Louisiana

In 2026, the conventional loan limit for Franklinton, located in Washington county of LA, amounts to $726,200, whereas the FHA limit is $472,030 for a single-family home.

Leverage the Lendersa® Conventional loan calculator to assess today's top rates, comparing Conventional vs. FHA vs. USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage tool provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, to guide your choice on the best program in LA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Franklinton, Washington, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table addresses these zip codes: 70438

Options for Conventional and FHA Loans in Franklinton, LA

The goal of Lendersa® is to efficiently deliver the best possible loans, whether Conventional, USDA, or FHA, effortlessly. Choose one of the three starting points that align you with appropriate lenders and loan programs.

Results of Lendersa USDA loan requests and matching


  • Dream Team Mortgage
  • 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Stock Yards Bank & Trust
  • 1040 E Main St, Louisville, KY, 40206
  • Stock Yards Bank & Trust Company, which was established in 1904 in Louisville, KY and now has offices in the Louisville, Indianapolis, Cincinnati & Central/Eastern Kentucky metropolitan markets. In addition to its banking operations, Stock Yards Bank & Trust Company offers a broad array of other financial services.

  • AgriFinancial
  • 2209 River Rd, Louisville, KY, 40206
  • AgriFinancial (AgFi), a subsidiary of CGB Enterprises, is a leading provider of capital to farmers across the United States. Based in Louisville, Kentucky, AgFi provides loans and leases to help farmers own land, operate their farms and make improvements. As a subsidiary of CGB Enterprises, we are a sister organization to Consolidated Grain

  • Best Loans Corp
  • 3022 Willow Road, Punta Gorda, FL, 33982
  • At Best Loans Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Dieterich Bank
  • 101 S Main St, Dieterich, IL, 62424
  • We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!

  • Elite Mortgage Source LLC
  • 1616 Cape Coral Pkwy West, Unit 102 - 271, Cape Coral, FL, 33914
  • Elite Mortgage Source of Cape Coral get you prequalified for a mortgage loan so you will know IF you can buy and HOW MUCH of a mortgage you can qualify for so you can shop with confidence. Elite Mortgage Source is the best mortgage lender in Cape Coral, Florida and is committed to helping you find the right mortgage product for your needs.

  • Genesis Lending Group
  • 5785 Cape Harbour Drive, Suite 201, Cape Coral, FL, 33914
  • GLG corporate headquarters is in Cape Coral, Florida.We are veterans with over 25 years in the mortgage industry and have vast experience in all phases of mortgage lending.GLG is currently licensed in Florida as a Mortgage Brokerage Business.This business model allows us to have strategic relationships with over 25 national and local lenders.

  • Atlas Capital Mortgage
  • 120 Sears Avenue, Suite 208, Louisville, KY, 40207
  • Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.

  • Select Mortgage Advisors LLC
  • 600 Glen Court, Louisville, KY, 40207
  • Select Mortgage Advisors - Kentucky and Indiana.These devoted professionals work Kentucky with individuals, couples and families every day to help them obtain the best mortgage rates with the lowest closing costs. and No Closing Costs Mortgage Loans! 100% Financing Available and Our primary focus.

  • Lightpoint Mortgage Company, Inc
  • 161 St Matthews Ave, Suite 10, Louisville, KY, 40207
  • The Lightpoint Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Kentucky . Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt

  • Multiple Option Mortgage Services
  • 295 North Hubbards Lane, Suite 102, Louisville, KY, 40207
  • Multiple Option Mortgage Services is a mortgage broker. Servicing Louisville & surrounding areas. Specializing in all types of residential lending including Conventional, FHA, VA & KHC. With over twenty-five years of experience, our knowledgeable team is confident that they will facilitate a smooth closing in the purchasing of your new home.

  • Encore Mortgage LLC
  • 1001 Dupont Road, Suite 110 B, Louisville, KY, 40207
  • Encore Mortgage, LLC, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours. Whether you are first time home buyer, purchasing your dream home, or refinancing an outstanding loan.