FHA VS Conventional loan programs in Dracut, Middlesex County, Massachusetts

As of 2025, the Conventional loan limit designated for a single-family residence in Dracut, within the county of Middlesex, MA, stands at $828,000. At the same time, the FHA loan limit is established at $828,000, offering a range of financing options for potential homeowners.

Lendersa® offers an advanced Conventional loan calculator to help you compare today's top rates for Conventional, FHA, and USDA loans. This tool enables you to determine the income, credit requirements, reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator facilitates a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, ensuring you can select the best program available in MA, customized to your particular financial profile.

Explore loan offers from 100 lenders and make informed decisions

2025 Loan Limits and Down Payment Requirements in Dracut, County of Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The above table is applicable to zip codes: 1826

Conventional and FHA Loan Options in Dracut, MA

The primary objective of Lendersa® is to help you secure the most advantageous Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose among three initial pathways that align your needs with suitable lenders and loan programs, providing various solutions to meet your unique financial needs.

Lendersa USDA loan request and matching results


  • National Lending Group
  • 9620 NW Tanasbourne Drive, Suite 300, Hillsboro, OR, 97124
  • National Lending Group is a mortgage brokerage with the mission to help real people achieve their real dreams.Buying a home is a big transaction, so we streamline the process, making it stress-free while helping our clients save money.We will work hard & care about your individual needs because you deserve nothing less than a happy home transaction
  • Cascade Residential Mortgage, LLC
  • 150 NE 3rd Ave, Suite A, Hillsboro, OR, 97124
  • Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Minuteman Mortgage
  • 5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
  • Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.
  • Reality Home Solutions
  • 12677 Lemon Tree Road, Moreno Valley, CA, 92555
  • Reality Home Solutions is a premier boutique mortgage company continuing to provide excellent customer service in the mortgage industry. With mortgage experience dating back to the early 2000s Reality Home Solutions continues to mold itself to become better, stronger & sharper within the mortgage industry despite the market challenges that arise.
  • Neighborhood Housing Services Of The Inland Empire
  • 1845 Business Center Drive S, Suite 120, San Bernardino, CA, 92408
  • Neighborhood Housing Services of the Inland Empire is a one stop shop, providing answers & support to meet our clients'​ housing needs. As a non-profit our mission is to build great communities, one home at a time. we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
  • Spot ON Lending, Inc.
  • 3242 East Coast Highway, Corona Del Mar, CA, 92408
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages & best of all quality service & individual attention. We are a full-service mortgage company. We offer a wide range of Refinance options, designed to best meet the needs of local borrowers.
  • Arrowhead Mortgage
  • 225 West Hospitality Lane, Suite 201F, San Bernardino, CA, 92408
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Celer Mortgage Incorporated
  • 1918 Business Center Drive, Suite 106, San Bernardino, CA, 92408
  • Our mission is to be the home financing partner that you trust to serve you, your family, and community. We offer an environment where you feel empowered and we are dedicated to delivering exceptional customer service with the respect that you deserve. At Celer Mortgage Inc. we will provide the highest level of support.