Explore the differences! FHA VS Conventional loan programs in Dracut, Middlesex County, Massachusetts
As of 2025, the Conventional loan limit designated for a single-family residence in Dracut, within the county of Middlesex, MA, stands at $828,000. At the same time, the FHA loan limit is established at $828,000, offering a range of financing options for potential homeowners.
Lendersa® offers an advanced Conventional loan calculator to help you compare today's top rates for Conventional, FHA, and USDA loans. This tool enables you to determine the income, credit requirements, reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator facilitates a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, ensuring you can select the best program available in MA, customized to your particular financial profile.
2025 Loan Limits and Down Payment Requirements in Dracut, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The above table is applicable to zip codes: 1826
Conventional and FHA Loan Options in Dracut, MA
The primary objective of Lendersa® is to help you secure the most advantageous Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose among three initial pathways that align your needs with suitable lenders and loan programs, providing various solutions to meet your unique financial needs.
MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.
Freedom Lending, LLC. makes no representations or warranties of any kind, express or implied, about the
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First Federal Savings and Loan Association of Van Wert
679 Fox Road, Van Wert, OH, 45891
First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million
Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
Cambria Mortgage is a boutique Brokerage with offices in North Carolina and Texas. We market exclusively by referral -- our focus being on exceeding all stakeholder expectations and developing client advocates for our services.With a keen focus on customer care, communications and effective technology
Dayton Capital Partners, LLC is a direct lender and mortgage broker for real estate investors. We specialize in Hard Money Loans and Transactional funding. We also assist Ohio investors with rental loans. Most of our loans are for single family, small multifamily and apartment buildings
