FHA VS Conventional loan in Dracut, Middlesex County, Massachusetts
As of 2025, the Conventional loan limit designated for a single-family residence in Dracut, within the county of Middlesex, MA, stands at $828,000. At the same time, the FHA loan limit is established at $828,000, offering a range of financing options for potential homeowners.
Lendersa® offers an advanced Conventional loan calculator to help you compare today's top rates for Conventional, FHA, and USDA loans. This tool enables you to determine the income, credit requirements, reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator facilitates a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, ensuring you can select the best program available in MA, customized to your particular financial profile.
2025 Loan Limits and Down Payment Requirements in Dracut, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The above table is applicable to zip codes: 1826
Conventional and FHA Loan Options in Dracut, MA
The primary objective of Lendersa® is to help you secure the most advantageous Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose among three initial pathways that align your needs with suitable lenders and loan programs, providing various solutions to meet your unique financial needs.
5160 Tennyson Parkway, Suite 1000, Plano, TX, 75024
Eleven Mortgage is setting a new standard in the wholesale mortgage market. Our business is built on relationships, precision, and unparalleled service to make mortgage transactions easy for brokers and customers alike. Unprecedented speed and service beyond your expectations are at the heart of every loan. On a scale of one to ten, we are eleven…
6847 Communications Parkway, Suite 710, Plano, TX, 75024
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
InTouch Credit Union has proudly served members since its charter was granted in 1974, originally to serve Electronic Data Systems (EDS) employees in the Dallas area. Today, our not-for-profit community credit union has branches in three states, including our corporate headquarters located in Plano, Texas.
Whether you're interested purchasing a new home or refinancing your current home, John Cross Mortgage is here to help you find the loan options that fit your individual needs. We have been lending since 2007, and have been a Broker since 2015, we Major in both FHA, and Conventional, we are able to do USDA and VA loans as well.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
6860 North Dallas Parkway, Suite 200, Plano, TX, 75024
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.