FHA VS Conventional loan programs in 2025 for Edgartown, Dukes County, Massachusetts

In 2025, the conventional loan cap for single-family homes in Edgartown, part of Dukes, MA, is $1,089,300. Meanwhile, the FHA limit is $1,089,300.

Take advantage of the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. It helps you evaluate the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, allowing you to choose the best-suited program for your financial circumstances in MA.

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2025 Loan Limits and Down Payment Needs in Edgartown, Dukes County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table pertains to zip codes: 2539

Explore Conventional and FHA Loan Options in Edgartown, MA

The goal of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan with speed and ease. Choose one of three entry points to find matching lenders and suitable loan programs.

Results of USDA loan request at Lendersa


  • OVM Financial
  • 5040 Corporate Woods Drive, Suite 100, Virginia Beach, VA, 23462
  • Welcome to the McNulty Team at OVM Financial, where superior service meets down to earth reliability. Our team provides an unparalleled level of mortgage understanding, allowing you to enjoy a smooth and seamless process. We aim to serve you, and we take great pride in exceeding your expectations.
  • Prime Mortgage Resources, Inc.
  • One Columbus Center, Suite 600, Virginia Beach, VA, 23462
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Virginia Wholesale Mortgage Incorporated
  • 249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462
  • Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.
  • Bay Mortgage, LLC
  • 600 Virginia Beach, Virginia Beach, VA, 23462
  • We offer our clients the rare and valuable combination of consistently competitive rates, a very experienced team, and a superior service platform. We welcome the opportunity to share with you specifically how we provide these benefits to our clients and also providing an uniquely pleasant mortgage transaction experience where we act professionally
  • Home Free Mortgage
  • 249 Central Park Ave, Suite 300, Virginia Beach, VA, 23462
  • Home Free Mortgage you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • PROCESS MORTGAGE, LLC
  • 249 Central Park Ave, Ste 300, Virginia Beach, VA, 23462
  • The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you the best options from the best lenders. Never waste time duplicating work!Our loan Originators have access to a wide array of loan products.
  • Newport News Municipal Employees Credit Union
  • 502 Operations Drive, Newport News, VA, 23602
  • Newport News Municipal Employees Credit Union is a nonprofit, cooperative savings and lending organization. It is owned and controlled by its members. The Credit Union was granted a state charter on September 21, 1950. After 25 years of operation the credit union reached its first $1 million in assets.
  • Lockport Schools Federal Credit Union
  • 360 S Transit Street, Lockport, NY, 14094
  • Lockport Schools Federal Credit Union, chartered in 1966, is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members through professional, courteous service with a personal touch. We take great pride in helping our members get the best value for their dollar.
  • Cornerstone Community FCU
  • 6485 S Transit Road, Lockport, NY, 14094
  • Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
  • Meridia Community Credit Union
  • 4500 Southwestern Boulevard, Hamburg, NY, 14075
  • At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
  • Solutions Home Mortgage, Inc.
  • 60 Main Street, Suite 3, Hamburg, NY, 14075
  • Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.