FHA VS Conventional loan programs in 2026 for Oak-Bluffs, Dukes County, Massachusetts
In 2026, the conventional loan limit for a single-family home in Oak-Bluffs, part of Dukes, MA, is set at $970,800, whereas the FHA limit is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare current best rates among Conventional, FHA, and USDA loans. Assessing the necessary income, credit, reserves, and documents needed for qualification is simplified with our advanced mortgage calculator. It allows you to see Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in determining the best program for your financial situation in MA.
2026 Loan Limits and Down Payment Requirements in Oak-Bluffs, Dukes County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table pertains to zip codes: 2557
Explore Conventional and FHA Loan Options in Oak-Bluffs, MA
Lendersa® aims to swiftly secure the most suitable Conventional, USDA, or FHA loan without any hassle. Choose one of three approaches to find matching lenders and loan programs.
107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
Lends in Massachusetts
Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,
10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
Lends in Massachusetts
Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
