FHA VS Conventional loan programs in Gloucester, Essex County, Massachusetts

For 2025, the Conventional loan limit in Gloucester, within Essex, MA, is $828,000, and for a single-family home, the FHA cap is $828,000.

The Lendersa® Conventional loan calculator lets you contrast today's top rates for Conventional, FHA, and USDA programs. Check the required income, credit, reserves, and documents for qualification. Compare Conforming Conventional loans with USDA, FHA, and VA options using our detailed mortgage calculator, guiding you to the best choice in MA based on your finances.

Explore loan offers from numerous lenders

Loan limits and down payment details for 2025 in Gloucester, Essex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table is relevant for the zip codes: 01930, 01931

Available Conventional and FHA Loan Paths in Gloucester, MA

The mission of Lendersa® is to provide you with the most favorable Conventional, USDA, or FHA loans, swiftly and without any hassle. Begin by choosing from three potential pathways that connect you with the appropriate lenders and loan options.

View Lendersa USDA loan request results


  • VirtuaLending
  • 9267 Haven Ave, Suite 150,, Rancho Cucamonga, CA, 92336
  • Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.
  • Linn-Co Federal Credit Union
  • 485 2nd Street, Lebanon, OR, 97355
  • Linn-Co was chartered in 1956 by eight school teachers at Green Acres School in Lebanon. Through the years we have evolved into a credit union that is chartered to serve all who live, work, worship or attend school in Linn County, and their out of town family members. We're one of the few financial institutions headquartered in Linn County.
  • Rehab Loan Group, Inc.
  • 3585 Main Ave, Suite 208, Riverside, CA, 92501
  • We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.
  • Broker Brothers Real Estate
  • 3393 14th Street, Suite C, Riverside, CA, 92501
  • Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • ProServ Mortgage
  • 20833 Hartsdale Drive, Riverside, CA, 92508
  • ProServ Mortgage is owned and operated by Eric Carlson. Our mission is to provide excellent service to our customers along with great home loan interest rates. Eric has been in the mortgage business since 1993 and has extensive experience with many types of home loan products. ProServ Mortgage is able to offer clients.
  • Plaza Residential Mortgage
  • 3610 Central Avenue, Riverside, CA, 92506
  • Plaza Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing, underwriting and funding of FHA, VA and Conventional loans. Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing
  • Provident Savings Bank
  • 3756 Central Avenue, Riverside, CA, 92506
  • Chartered in 1956, Provident Bank is the largest independent community bank in Riverside County. We built Provident Bank, then called Provident Federal Savings and Loan Association, on the strongest foundation possible: our customers. Today, our customers are more the focus of what we do than ever before.
  • Lysa Nelson
  • 3269 Highcliff Rd, Riverside, CA, 92506
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.