FHA VS Conventional loan programs in Essex, Essex County, Massachusetts
For 2026, the limit for conventional loans in Essex, Essex county, in MA is $828,000, while the FHA limit for a single-family home is $828,000.
Take advantage of the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Assess required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, making it easier to choose the best program for your financial situation in MA.
2026 Loan Limits and Down Payment Requirements in Essex, Essex County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This table is applicable to these zip codes: 1929
Conventional and FHA Loan Choices in Essex, MA
At Lendersa®, our aim is to provide you with the best possible Conventional, USDA, or FHA loan swiftly and hassle-free. Select one of three starting options to get matched with lenders and loan programs suitable for you.
MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.
ASEAN CAPITAL, INC. was started in 1998 by Dula Amarasinghe, a 30 year veteran of International Banking Industry. During his tenure with Manufacturers Hanover Trust Company, now JP Morgan Chase Bank, he was the Team Leader handling the business of Sri Lanka, Thailand, Philippines, Pakistan and Nepal desks.
TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services. Maine Savings is federally insured by NCUA. Maine Savings is an Equal Housing Lender. Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.
CUSO Home Lending is a licensed mortgage company owned by Maine credit unions. We have been originating and servicing mortgages since 1993. Our mission is to provide consumers—credit union members as well as non-members—with a full menu of competitively priced residential mortgage products with extraordinary courtesy and exceptional service.
Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.
Bar Harbor Bank & Trust thinks differently about banking. Since our founding in 1887, our focus has been on establishing relationships with our customers. We get to know our customers and their financial goals, and we work with them to provide solutions that best work for them. We believe that good things happen when we work together.
MDI Mortgage Group a proven, sound choice for you when selecting your home financing partner? Our satisfied clientele ranges from the first-time homebuyer to the luxury home owner because we are focused on results, and you, We will offer you an extensive array of mortgage loan programs which are designed to provide you with the best
