Explore the differences! FHA VS Conventional loan programs in Essex, Essex County, Massachusetts
For 2025, the limit for conventional loans in Essex, Essex county, in MA is $828,000, while the FHA limit for a single-family home is $828,000.
Take advantage of the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Assess required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, making it easier to choose the best program for your financial situation in MA.
2025 Loan Limits and Down Payment Requirements in Essex, Essex County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This table is applicable to these zip codes: 1929
Conventional and FHA Loan Choices in Essex, MA
At Lendersa®, our aim is to provide you with the best possible Conventional, USDA, or FHA loan swiftly and hassle-free. Select one of three starting options to get matched with lenders and loan programs suitable for you.
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