Explore the differences! FHA VS Conventional loan programs in Rockport, Essex County, Massachusetts

In 2025, for a single-family home in Rockport, located in Essex county, MA, the loan limits are defined as follows: the Conventional loan limit is $828,000 and the FHA limit is $828,000.

Use the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine your income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator shows you Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best program in MA tailored to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Rockport, Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table applies to the following zip codes: 1966

Conventional and FHA Loan Options in Rockport, MA

The aim of Lendersa® is to help you find the best possible Conventional, USDA, or FHA loan quickly and without stress. Start with one of three choices to link up with the right lenders and loan programs.

Explore Lendersa's USDA loan requests and results


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