FHA VS Conventional loan in Hamilton, Essex County, Massachusetts

In 2026, the Conventional loan limit for a single-family home in Hamilton, Essex county, MA, is $828,000, whereas the FHA limit is $828,000.

With the Lendersa® Conventional loan calculator, compare today's top Conventional, FHA, and USDA rates. Determine required income, credit, reserves, and documentation. This advanced tool lets you see Conforming Conventional, USDA, FHA, and VA loans side by side to help choose the right MA program for your financial circumstances.

View loan offers from 100 lenders

Loan Limits and Down Payment Requirements in Hamilton, Essex, MA for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

Applies to zip codes: 01982, 01936

Conventional and FHA Loan Options in Hamilton, MA

Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points to find matching lenders and loan programs.

USDA loan requests and results from Lendersa


  • Ethic, a Wealth Bank
  • 125 High Street, 17th Floor, Boston, MA, 02110
  • We created Ethic, A Wealth Bank to fulfill a need. People want to feel connected, understood, and valued. We understand this only can be accomplished through building meaningful and long-lasting relationships, which is why relationships are at the heart of all we do. Our mission is to provide clients with advice, tools, services and solutions.

  • Eastern Bank
  • 265 Franklin St, Boston, MA, 02110
  • Our history goes back over 200 years. We offer banking, investments, and insurance all under one roof, and we pride ourselves on working harder to understand our customers’ needs so we can deliver these services in a committed and personal way. Founded in 1818 and headquartered in Boston

  • Own Up
  • 101 Arch Street, Suite 410, Boston, MA, 02110
  • Our founders used to be mortgage bankers, yet they didn’t go to their own bank to get a mortgage. Their expertise enabled them to pursue better financial outcomes elsewhere. They built Own Up to allow you to get your mortgage the same way they did. We use technology to simplify the home financing process.

  • Raymond C. Green Companies
  • 155 Federal St, Ste 1300, Boston, MA, 02110
  • The Raymond C. Green Companies is a direct, private lending organization located in Boston, MA. We provide fast, short term financing to builders, developers, and real estate investors throughout New England. Our borrowers are primarily those in need of closing quickly, and/or those seeking alternatives to traditional bank financing.

  • Leader Bank Loan Center
  • 180 Massachussetts Ave, Arlington, MA, 02474
  • At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...

  • Leader Bank
  • 141 Massachusetts Avenue, Arlington, MA, 02474
  • Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s

  • Blue Water Mortgage
  • 7 Merrill Industrial Dr, Hampton, NH, 03842
  • Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!

  • Cabot Boston Credit Union
  • 2 Seaport Ln, Suite 1400, Boston, MA, 02210
  • "Cabot Boston Credit Union has been open since 1941. The credit union has assets totaling $7.32 Million and provides banking services to more than 800 members. Cabot Boston Credit Union Providing services to Cabot US Based
    Employees since 1941. Cabot Boston Credit Union (inc) is located in Boston, MA, United States."

  • Philly Hard Money Loans
  • 300 A Street, Suite 101, Boston, MA, 02210
  • Philly Hard Money Loans is an affiliate of Crowd Lending Inc. PHML is a Local Direct Hard Money Lender. PHML provides fast, flexible, and direct funding to investors, builders, and developers for investment real estate.PHML directly funds the acquisition and renovation of investment real estate.

  • First Priority Credit Union
  • 25 Dorchester Avenue, Boston, MA, 02205
  • First Priority Credit Union is a Massachusetts state-chartered credit union that began providing banking products and services to members in 1924. FPCU membership originally included United States Postal Employees, retirees and their family, but over the years has grown to include those that live or work in Suffolk and Essex Counties

  • Mass Home Mortgage Co
  • 200 Lincoln Street, Suite 405, Boston, MA, 02111
  • MassHome Mortgage LLC is a mortgage broker who has been helping customers in Massachusetts since 1999 to obtain residential
    and commercial loans with variety of programs from different mortgage lenders. Our main goal is to provide the best service to our
    customers and help them to find the right loan with the best rates, terms and costs to