FHA VS Conventional loan in Great-Barrington, Berkshire County, Massachusetts

In 2026, the maximum limit for a Conventional loan in Great-Barrington, situated in the county of Berkshire, MA, stands at $647,200, whereas the FHA loan limit for a single-family home is $420,680.

Lendersa® provides a Conventional loan calculator to assist you in comparing today's optimal rates for Conventional, FHA, and USDA loans. Through our advanced tool, determine the needed income, credit score, reserves, and documentation required to qualify. You can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most suitable program in MA for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Great-Barrington, Berkshire, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 01236

Explore Conventional and FHA Loan Options in Great-Barrington, MA

The goal of Lendersa® is to help you swiftly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Start with one of three approaches to connect with matching lenders and appropriate loan programs.

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Great-Barrington Lenders

  • Lee Bank
  • 75 Park Street, Lee, MA, 01238
  • Lends in Massachusetts
  • Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs

  • Pittsfield Co-operative Bank
  • 70 South St, Pittsfield, MA, 01202
  • Lends in Massachusetts
  • The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.

  • GREYLOCK FEDERAL CREDIT UNION
  • 150 West Street, Pittsfield, MA, 01201
  • Lends in Massachusetts
  • Greylock Federal Credit Union is an independent company, wholly owned by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements

  • Adams Community Bank
  • 2 Center Street, Adams, MA, 01220
  • Lends in Massachusetts
  • Adams Community Bank is a responsive, community-focused, mutually owned savings bank providing premier banking services to the people and businesses of the Berkshires. Headquartered in Adams, MA, we have 8 full-service branch locations in Adams, North Adams, Williamstown, Cheshire, Lanesborough, Lenox, and Lee.

  • Westfield Bank
  • 141 Elm Street, Westfield, MA, 01085
  • Lends in Massachusetts
  • Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.