FHA VS Conventional loan programs in Sheffield, Berkshire County, Massachusetts

In 2025, the conventional loan cap in Sheffield within Berkshire county, MA is set at $726,200, whereas the FHA limit is $472,030 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to examine and contrast the present-day rates of Conventional, FHA, and USDA loans. It aids in understanding the required income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you determine the best program in MA tailored to your specific financial needs.

Explore loan offers from 100 lenders

Loan ceilings and downpayment criteria for 2025 in Sheffield, Berkshire county, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Comparison applies to zip codes: 01222, 01257, 01230

Exploring Conventional and FHA loan programs in Sheffield, MA

The mission of Lendersa® is to promptly provide you with the most suitable Conventional, USDA, or FHA loan options without complications. Choose from three initial steps, each leading to matched lenders and loan programs to suit your requirements.

Lendersa USDA loan request matching outcomes


  • Oak City Lending LLC
  • 8512 Six Forks Rd, Suite 102, Raleigh, NC, 27615
  • Our goal at Oak City is to "wow" each of our clients. This means going above and beyond the norm to make each client so happy that he'll tell everyone about it. We also believe attitude is everything, and a positive attitude goes a long way in providing excellent customer service.
  • Advantage Lending, LLC
  • 7521-101 Mourning Dove Road, Raleigh, NC, 27615
  • Advantage Lending is a continuously evolving mortgage lender committed to customer education & transparency. As a full service mortgage banker we handle the processing underwriting & funding of your loan in-house. This level of control over the entire mortgage application & approval process translates to simplicity
  • ADR Mortgage
  • 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615
  • ADRMortgage.com, as a company and individually, have a perfect better business bureau record. While we can't deny that mistakes happen, we employ a 2-person approach to ensuring a smooth closing for your primary (as well as second and investor) home. We have closed over $100, 000, 000 in mortgage loans since 2005 and have 0 BBB complaints.
  • Triangle Lending Group
  • 9350 Falls of Neuse Road, Suite 103, Raleigh, NC, 27615
  • "At Triangle Lending Group, Inc., you will find an experienced team of professionals dedicated to making your home-financing transaction a remarkable experience. Triangle Lending Group was established in 2004. We’re a locally owned and operated firm that truly puts our clients first.
  • LYNK Capital
  • 7100 Six Forks Road, Suite 335, Raleigh, NC, 27615
  • LYNK Capital, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves.
  • Raleigh Mortgage Group, Inc
  • 8414 Falls of Neuse Rd, Suite 202, Raleigh, NC, 27615
  • Raleigh Mortgage Group, Inc (RMG) is a licensed Mortgage Broker providing financing for properties located in North Carolina.We have been right here on Six Forks Road in Raleigh since 2001.RMG has survived the economic downturn and is up to date and in compliance with all aspects of the recent mortgage reforms & remains locally owned and operated.
  • STREBER MORTGAGE LLC
  • 129 Frazier, Red House, WV, 25168
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • iQuote Mortgage LLC
  • 2170 Cass Lake Road, Suite F, Keego Harbor, MI, 48320
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we are a mortgage brokerage that provides excellent service and unmatchable value.
  • Your Legacy Federal Credit Union
  • 25 Shaffer Park Drive, Tiffin, OH, 44883
  • "Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances
  • LOC Credit Union
  • 22981 Farmington Road, Farmington, MI, 48336
  • At LOC Credit Union, we’re ready for you. No matter where you are in life, we’re dedicated to taking you further. That first savings account where every dollar matters. That vehicle for which costs and need can conflict. That home that can be the foundation for life or a burden. Those dreams you’ve always had.
  • Regal Home Lending
  • 25882 Orchard Lake Rd L-11, Farmington, MI, 48336
  • Regal Home Lending was founded on the principals of hard work, honesty, and integrity; the three things no one can ever take away from a great mortgage broker. Regal Home Lending specializes in thinking outside the box. Every client is treated with white glove service to make the dream of owning a home, become a reality.