Explore the differences! FHA VS Conventional loan programs in Lee, Berkshire County, Massachusetts

In 2025, the conventional loan limit for Lee, located in Berkshire County, MA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate top rates today for Conventional, FHA, and USDA loans. Determine your required income, credit score, reserves, and necessary documentation. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA, helping you choose the best program in MA for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Lee, Berkshire, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 1238

Available Conventional and FHA Loan Options in Lee, MA

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan for you efficiently and without hassle. Choose one of three paths to find matching lenders and loan programs.

USDA loan request and results from Lendersa


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  • Blackhawk Bank
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  • Blackhawk Bank is a leading community bank serving clients in northern Illinois and southern Wisconsin. Eight full service banking centers are located along the corridor that stretches from Beloit, Wisconsin to Belvidere, Illinois. Experience a relaxed atmosphere where highly respected.
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  • Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
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  • Evansville, like the rest of the country, was beginning to recover from the depths of the Depression in the mid-1930s when several teachers decided to pool their savings to generate much-needed loans for their fellow workers and themselves in 1936. The first employee groups to be served by Evansville Teachers Federal Credit Union
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