FHA VS Conventional loan in Lee, Berkshire County, Massachusetts

In 2026, the conventional loan limit for Lee, located in Berkshire County, MA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate top rates today for Conventional, FHA, and USDA loans. Determine your required income, credit score, reserves, and necessary documentation. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA, helping you choose the best program in MA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Lee, Berkshire, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 1238

Available Conventional and FHA Loan Options in Lee, MA

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan for you efficiently and without hassle. Choose one of three paths to find matching lenders and loan programs.

USDA loan request and results from Lendersa


  • Leatherstocking Credit Union
  • 24 Glen Avenue, Cooperstown, NY, 13326
  • Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum.

    Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..

  • Nextgen Mortgage, Inc
  • 20 Trafalgar Square, Suite 626, Nashua, NH, 03063
  • Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.

  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • BH As a Hard Money Loan Lender, I have built a portfolio
    of 50+ personal private lenders and loan companies,
    making us a trusted resource in the industry. With
    almost a decade of experience, our company has
    successfully facilitated a wide range of loans, catering
    to various needs and situations.
    Because we are not bonded to one specific compa

  • The Everest Equity Company, Inc.
  • 2 Executive Blvd Ste 201, Suffern, NY, 10901
  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.

  • Hudson United Mortgage
  • 95 S. Middletown Road, Nanuet, NY, 10954
  • Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a

  • South Wind Financial, Inc.
  • 1356 Atwood Avenue, Johnston, RI, 02919
  • South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.

  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.

  • Allanach/Mortgage Group Corporation
  • 76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
  • "Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years.

    Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need

  • M1 Capital Corp
  • 50 Main St, Suite 1000, White Plains, NY, 10606
  • M1 Capital Corp. is based in White Plains and New York City, New York and specializes in acquisition financing and refinancing outstanding CRE loans, restructuring current debt and delivering smart, effective solutions through a variety of loan options: conventional financing, private equity real estate lending, SBA 504 and 7a programs.