Explore the differences! FHA VS Conventional loan programs in Wenham, Essex County, Massachusetts

As of 2026, the conventional loan threshold in Wenham, located in Essex county of MA, is set at $828,000. Meanwhile, the FHA limit for a single-family residence is $828,000.

Discover how Lendersa®'s Conventional loan calculator allows you to compare current Conventional, FHA, and USDA rates. Assess the necessary income, credit, assets, and documents to qualify. This tool lets you view Conforming Conventional loans alongside USDA, FHA, and VA options to choose the ideal program in MA that fits your financial needs.

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Explore 2026 lending limitations and downpayment criteria in Wenham, Essex county, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparative analysis is applicable to the following zip codes: 1984

Explore Conventional and FHA Loan Solutions in Wenham, MA

With Lendersa®, the aim is to secure the best Conventional, USDA, or FHA loan efficiently and effortlessly. Start with any of the three options that connect you to lenders and loan offerings.

Lendersa matching results for USDA loan requests


Wenham Lenders

  • GoldCoast Mortgage Service Inc
  • 100 Cummings Center, Suite 544H, Beverly, MA, 01915
  • Lends in Massachusetts
  • GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.

  • Commonwealth Mortgage
  • 98 High Street, Danvers, MA, 01923
  • Lends in Massachusetts
  • Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.

  • New Fed Mortgage Corp.
  • 98 High Street, Danvers, MA, 01923
  • Lends in Massachusetts
  • NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.

  • Universal Capital
  • 10 Liberty Street, Danvers, MA, 01923
  • Lends in Massachusetts
  • niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u

  • Salem Five Bank
  • 71 Washington Street, Salem, MA, 01970
  • Lends in Massachusetts
  • At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers

  • Peabody Municipal Federal Credit Union
  • 12 Chestnut Street, Peabody, MA, 01960
  • Lends in Massachusetts
  • The Peabody Municipal FCU is a nonprofit organization independent of the City of Peabody. Credit Union is owned and operated by its members to encourage savings and to provide funds for member needs at competitive rates. and also Peabody Municipal Federal Credit Union is dedicated to providing competitive financial products and superior service to

  • Luso American Credit Union
  • 37 Tremont Street, Peabody, MA, 01960
  • Lends in Massachusetts
  • Luso American Credit Union was founded in 1960 to serve the financial needs of the local community. We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.

  • Miller Mortgage, LLC
  • 515 Lowell Street, Suite 1, Peabody, MA, 01960
  • Lends in Massachusetts
  • Miller Mortgage is a licensed mortgage broker in Massachusetts & New Hampshire.Located Boston in Peabody, MA our mission is to provide the best customer service & secure the lowest mortgage interest rates from our lending partners.Our volume enables us to procure very low mortgage rates and flexible programs in the Massachusetts and New Hampshire.

  • Clipper Commercial Capital
  • 20 Waterside Road, Marblehead, MA, 01945
  • Lends in Massachusetts
  • Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.