In 2025, the Conventional loan limit for Baltimore in Baltimore county, MD, is set at $726,200, whereas the FHA limit for a single-family home is $632,500.
Take advantage of the Lendersa® Conventional loan calculator to compare the most favorable rates available today for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to place the Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in determining the best program to suit your financial needs in MD.
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Type of Loan | Loan Limit | Down Payment |
Conventional Conforming | $726,200 | 3% |
USDA | $466,400 | 0% |
FHA | $632,500 | 3.5% |
The above table is applicable for zip codes: 21218, 21211, 21210, 21213, 21212, 21215, 21214, 21217, 21216, 21231, 21230, 21239, 21251, 21209, 21202, 21206, 21207, 21205, 21226, 21201, 21223, 21224, 21225, 21229, 21203, 21233, 21263, 21264, 21270, 21273, 21275, 21278, 21279, 21281, 21287, 21290, 21297, 21298
At Lendersa®, the mission is to secure the best possible Conventional, USDA, or FHA loan promptly and without unnecessary hurdles. Start by selecting one of three initial options to align with the right lenders and loan programs.
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