Explore the differences! FHA VS Conventional loan programs in Hampton, Baltimore County, Maryland
For the year 2025 in Hampton, located in the county of Baltimore, MD, the conventional loan threshold is established at $726,200. In contrast, the maximum limit for an FHA loan for a single-family residence is $632,500.
Employ the Lendersa® Conventional loan calculator to compare the most favorable rates available today between Conventional, FHA, and USDA loans. This tool will enable you to assess the necessary income, credit benchmarks, reserves, and documentation required to qualify for these loans. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, giving you a reliable overview to determine the most appropriate program for your unique financial needs in MD.
2025 Loan Limits and Down Payment Requirements in Hampton, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
This comparative chart pertains to the following zip codes: 21286
Exploring Conventional and FHA Loan Choices in Hampton, MD
At Lendersa®, our mission is to seamlessly secure the optimal Conventional, USDA, or FHA loan for you. You can opt from three starting avenues to connect with compatible lenders and loan offerings swiftly.
Navigate our platform with ease, where each option is designed to support your financial aspirations with consolidation and clarity. Dive into our resources to better understand the array of loan products available, ensuring you make a well-informed choice that serves your financial goals in the long run. Stay ahead by gaining a competitive advantage through our trusted network of lenders, offering flexibility and confidence when financing your dream home.
We provide extensive insights and explanations to guide you through every step of the application and approval process, allowing for a transparent and engaging experience. Whether you're a first-time homebuyer or seeking to refinance existing loans, Lendersa® facilitates a process tailored to meet your specific needs and objectives. Let us simplify your journey towards owning and financing your home, ensuring satisfaction and financial security.
At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
3850 East Baseline Road, Suite 115, Mesa, AZ, 85206
"Mesa Mortgage, Inc., was established in June of 1999. We are a family-owned and operated business located in Mesa, Arizona.
We help individuals and families throughout the state of Arizona secure their loan with the most competitive rates possible. Whether you are purchasing your first home, a vacation home, interested in refinancing your mortga
Established in 1984, we are a group of mortgage professionals dedicated to helping our clients achieve their real estate and home financing goals. We offer home purchase, refinance, and reverse mortgage services to our clients. If you’re thinking about buying a home or refinancing, we are here to help you!
At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
17816 S Whispering Glen Path, SAHUARITA, AZ, 85629
In a competitive real estate market, cash is king. What many investors have learned is that while cash may be king, it is not always completely necessary. Alternative lending options help provide investors who do not have (or want to deploy) all the cash required to fund a purchase and the rehabilitation the ability to compete with cash buyers, whi
X2 Mortgage is a wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient, and cost effective for both employees and customers. NMLS#2234467wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient
"We can help you get the lifestyle you
desire with the best loan options and
most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."
"Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994.
Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."
Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.
At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
