FHA VS Conventional loan in Hampton, Baltimore County, Maryland

For the year 2025 in Hampton, located in the county of Baltimore, MD, the conventional loan threshold is established at $726,200. In contrast, the maximum limit for an FHA loan for a single-family residence is $632,500.

Employ the Lendersa® Conventional loan calculator to compare the most favorable rates available today between Conventional, FHA, and USDA loans. This tool will enable you to assess the necessary income, credit benchmarks, reserves, and documentation required to qualify for these loans. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, giving you a reliable overview to determine the most appropriate program for your unique financial needs in MD.

Discover and compare loan offers from an array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Hampton, Baltimore County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This comparative chart pertains to the following zip codes: 21286

Exploring Conventional and FHA Loan Choices in Hampton, MD

At Lendersa®, our mission is to seamlessly secure the optimal Conventional, USDA, or FHA loan for you. You can opt from three starting avenues to connect with compatible lenders and loan offerings swiftly.

Matching results for Lendersa USDA loan requests

Navigate our platform with ease, where each option is designed to support your financial aspirations with consolidation and clarity. Dive into our resources to better understand the array of loan products available, ensuring you make a well-informed choice that serves your financial goals in the long run. Stay ahead by gaining a competitive advantage through our trusted network of lenders, offering flexibility and confidence when financing your dream home.

We provide extensive insights and explanations to guide you through every step of the application and approval process, allowing for a transparent and engaging experience. Whether you're a first-time homebuyer or seeking to refinance existing loans, Lendersa® facilitates a process tailored to meet your specific needs and objectives. Let us simplify your journey towards owning and financing your home, ensuring satisfaction and financial security.



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