FHA VS Conventional loan in Towson, Baltimore County, Maryland

In 2026, the limit for a Conventional loan in Towson, within Baltimore county, MD, is $726,200, while the FHA loan limit for a single-family home is $632,500.

With the Lendersa® Conventional loan calculator, you can evaluate today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in MD tailored to your financial circumstances.

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Loan Limits and Downpayment Requirements for 2026 in Towson, Baltimore, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This table is relevant for the zip codes: 21210

Discover Conventional and FHA Loan Options in Towson, MD

At Lendersa®, the goal is to secure the best possible Conventional, USDA, or FHA loan efficiently. Select one of three initial pathways to connect with matching lenders and tailored programs.

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  • Southern Mortgage Corp
  • 400 Galleria Parkway, Suite 1500, Atlanta, GA, 30339
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Victory Mortgage
  • 2675 Paces Ferry Road SE, Suite 340, Atlanta, GA, 30339
  • Victory Mortgage (NMLS #461249) is a full-service mortgage lender specializing in new home construction mortgages. Since our inception in 1991, we have funded over $7 Billion in home loans. We are proud to have been considered a top mortgage company in Northern Kentucky for 15 years in a row

  • Masters Home Mortgage
  • 3330 Cumberland Blvd SE, Suite 500, Atlanta, GA, 30339
  • Masters Home Mortgage, a mortgage broker firm, is dedicated to serving the homeowners & buyers with their residential real estate finance needs. Our goal is to provide affordable home financing for our customers providing the best terms available while providing a high level of service and professionalism.

  • Locklin Capital LLC
  • 100 Atlanta, GA 30339, Atlanta, GA, 30339
  • Locklin Capital for simple, cost-effective funding programs so they can focus on executing their project. We offer real solutions in the form of faster closings, same-day qualifications, ongoing account management, and consultative risk analysis on your potential projects. We do everything in our power to ensure you complete a successful project.

  • Investor Rehab Funding LLC.
  • 1870 The Exchange Suite 200, Atlanta, GA, 30339
  • Our investor funding programs and processing procedures are designed using today’s advanced technology, which include a more simplistic approach to the loan funding process and a very competitive pricing model that’s literally unmatched in today’s real estate financing market. We want to make sure your experience is frictionless.

  • SL Lending
  • 1939 Hosea Williams Drive, Atlanta, GA, 30317
  • Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.

  • Community State Bank
  • 224 W Main St, Brook, IN, 47922
  • We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years. Visit our page often for community news and discussion as well as important bank announcements.Facebook page. We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years.

  • Harvest Financial Associates LLC
  • 2637 Flat Shoals Road, Decatur, GA, 30034
  • Harvest Financial Associates, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Georgia Banking Company
  • 1776 Peachtree Street NW, Suite 300, Atlanta, GA, 30309
  • Georgia Banking Company (GBC) is a full-service, commercial community bank headquartered in Atlanta, Georgia. GBC’s team of veteran bankers know their communities and are focused on leveraging technology to deliver an exceptional service experience to meet the needs of growing businesses and private banking clients. The bank also offers a unique su