FHA VS Conventional loan programs in Towson, Baltimore County, Maryland
In 2026, the limit for a Conventional loan in Towson, within Baltimore county, MD, is $726,200, while the FHA loan limit for a single-family home is $632,500.
With the Lendersa® Conventional loan calculator, you can evaluate today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in MD tailored to your financial circumstances.
Loan Limits and Downpayment Requirements for 2026 in Towson, Baltimore, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
This table is relevant for the zip codes: 21210
Discover Conventional and FHA Loan Options in Towson, MD
At Lendersa®, the goal is to secure the best possible Conventional, USDA, or FHA loan efficiently. Select one of three initial pathways to connect with matching lenders and tailored programs.
Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
"Capital Funding Group (CFG) is a leader in the healthcare and multifamily financing industry, providing creative and holistic solutions for facilities nationwide, with a focus on long-term care, assisted living and workforce housing.
With a national presence, we are not your typical lender and offer a “One-Stop Shop” experience for owners"
Trius delivers fast, reliable private lending for real estate investors who need certainty to win deals. We move quickly, communicate clearly, and execute without delays.
Fix & Flip and Fix-to-Rent loans (up to 100% rehab), all property types, $150K–$3.5MM. New investors welcome. Closings in as little as 48 hours.
Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.
"At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable. Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"
Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,
Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.
20 South Charles Street, Suite 1000, Baltimore, MD, 21201
Lends in Maryland
AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program
400 W. Franklin St., Suite 300, Baltimore, MD, 21201
Lends in Maryland
PSG Lending was established in 2015 by an experienced team of mortgage banking professionals. With a focus on commercial bridge loan opportunities between $150,000 and $10,000,000, PSG Lending is a direct lender and capital partner. Our approach to lending is to build long term relationships by providing a transparent, reliable and swift process to
