FHA VS Conventional loan programs in 2025 for Towson, Baltimore County, Maryland
In 2025, the limit for a Conventional loan in Towson, within Baltimore county, MD, is $726,200, while the FHA loan limit for a single-family home is $632,500.
With the Lendersa® Conventional loan calculator, you can evaluate today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in MD tailored to your financial circumstances.
Loan Limits and Downpayment Requirements for 2025 in Towson, Baltimore, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
This table is relevant for the zip codes: 21210, 21212, 21239, 21252, 21209, 21204, 21286, 21139, 21284, 21285
Discover Conventional and FHA Loan Options in Towson, MD
At Lendersa®, the goal is to secure the best possible Conventional, USDA, or FHA loan efficiently. Select one of three initial pathways to connect with matching lenders and tailored programs.
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