FHA VS Conventional loan in Lutherville, Baltimore County, Maryland
In 2025, the conventional loan cap for Lutherville, in Baltimore county, MD, is $726,200. For a single-family home, the FHA limit is set at $632,500.
With the Lendersa® Conventional loan calculator, compare today's best rates for Conventional, FHA, and USDA options. Find out the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA programs, helping you choose the best program in MD for your financial requirements.
2025 Loan Limits and Downpayment Requirements in Lutherville, Baltimore, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
This table applies to zip codes: 21093, 21094
Conventional and FHA Loan Options in Lutherville, MD
At Lendersa®, our objective is to provide you with the finest Conventional, USDA, or FHA loans rapidly and without stress. Choose from three initial strategies that connect you with lenders and loan programs that suit your needs.
Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
Choose Complete Lending as your trusted partner in hard money lending. We provide rapid, reliable funding solutions to empower real estate investors like you. Our mission is to help you seize every opportunity with confidence through personalized service and in-depth expertise. Reach out to Rocket Denney and embark on a successful investment journe
9920 Pacific Heights Blvd, Ste. 150, San Diego, CA, 92121
At Complete Lending, we specialize in empowering real estate investors with fast and flexible financing solutions. Our expert team, led by Jeb Durgin, provides tailored funding for projects ranging from fix-and-flip to rental expansions, ensuring speed, flexibility, and results. Collaborate with us to access reliable capital and scale your ambition
10120 Pacific Heights Blvd, Suite 100, San Diego, CA, 92121
At USE Credit Union we go above and beyond to provide extraordinary experiences. We care about your needs and every experience. Discover what makes us unique and how we can help make your dreams come true. Wherever life takes you, we’re here to help – with products, services and personalized attention you need at every turn
10509 Vista Sorrento Parkway, Suite 200, San Diego, CA, 92121
Guaranteed Rate was founded on the simple idea of building a mortgage company focused on serving the best interests of our customers. Our straightforward business model is structured to provide our customers with the right products, lowest rates and un-matched service. Today, we're one of the largest independent.
10509 Vista Sorrento Pkwy, Suite 400, San Diego, CA, 92121
At The Donovan Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
9909 Huennekens Street, Suite 200, San Diego, CA, 92121
FedHome Loan Centers is an FHA broker comprised of a privately held network of government loan specialists, counselors, Realtors® and mortgage professionals dedicated to empowering customers with sustainable home ownership. When you contact FedHome Loan Centers, you are plugging into a storehouse of beneficial tools for debt
4445 Eastgate Mall, Suite 200, San Diego, CA, 92121
American Mortgage Bank specializes in providing Residential and Commercial Banking solutions in all 50 States, including solutions that meet the needs of traditional “Inside the Box” scenarios, as well as solutions for homeowners who have found themselves “Outside the Box” since the global financial crisis.
"Founded in 2004, Watkins Home Loans has helped countless clients finance their homes and investment properties.
We take pride in our friendliness, availability and professionalism in making the mortgage financing process as informed, streamlined and efficient as possible.
Whether it’s your first home, a vacation home, or an investment pr
