FHA VS Conventional loan programs in Columbia, Howard County, Maryland
In 2025, the maximum Conventional loan available in Columbia, within Howard county, MD, is $726,200. In contrast, for a single-family home, the FHA cap stands at $632,500.
Employ the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Ascertain the necessary income, credit, reserves, and document requirements to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in selecting the most suitable program in MD for your unique financial situation.
2025 Loan Limits and Downpayment Requirements in Columbia, Howard County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
The above table applies to the zip codes: 21044, 21045, 21046, 21029, 21150
Wide Range of Conventional and FHA Loan Options in Columbia, MD
Lendersa® is committed to securing the best suitable Conventional, USDA, or FHA loan rapidly and without hassle. Choose one of three initiation points that facilitate connections with matching lenders and suitable loan programs.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and best of all quality service and individual attention. We've been helping customers afford the home of their dreams and we love what we do. We are home loan experts, let us know if you have questions.
MortgageX-Change.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
Aberdeen Federal Credit Union was chartered on April 11, 1935 to promote thrift among the members and enable them to obtain loans for productive and provident purposes at reasonable rates of interest.
Aberdeen Federal Credit Union is a member-owned not-for-profit financial cooperative.
Global Loans Inc. is committed to helping you find the right mortgage product of your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a your mortgage loan simple and efficient.
Sync Funding is built on a foundation of empowering clients and Sync employees to pave a new more forward thinking company. Gone are the days of paper files, antiquated tedious systems and slim product offerings. We are breaking and remaking the mortgage mold. Get help in finding the perfect mortgage loan for your
Eagle Mortgage, we believe in keeping costs low for our clients. In fact, we've built our business around that goal. Because we are a mortgage broker, and because of our knowledge, wisdom and experience, we are able to obtain the best mortgage among the many lenders available to you.
Star Lending Group bring decades of experience and expertise directly to you. We achieve excellence through making your home loan simple, fast and less expensive. Our clients are for clients for life and part of our growing family.We use the latest technology, which allows us to always be a step ahead. Executing our comparative.
Caprock Home Loans offer a wide choice of affordable loan options from a panel of reputed financial providers, so you can get the right finance you can afford to realize your biggest dream. We will do the searching to help you find the best loan, and all that’s left for you is to focus on finding your perfect home
