Explore the differences! FHA VS Conventional loan programs in Columbia, Howard County, Maryland
In 2025, the maximum Conventional loan available in Columbia, within Howard county, MD, is $726,200. In contrast, for a single-family home, the FHA cap stands at $632,500.
Employ the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Ascertain the necessary income, credit, reserves, and document requirements to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in selecting the most suitable program in MD for your unique financial situation.
2025 Loan Limits and Downpayment Requirements in Columbia, Howard County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
The above table applies to the zip codes: 21044, 21045, 21046, 21029, 21150
Wide Range of Conventional and FHA Loan Options in Columbia, MD
Lendersa® is committed to securing the best suitable Conventional, USDA, or FHA loan rapidly and without hassle. Choose one of three initiation points that facilitate connections with matching lenders and suitable loan programs.
Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
Bluestone Home Loans LLC was created to better serve the needs of the customer. Our founder, Matt McMahon, learned the business as a loan officer at a large regional bank. He valued his time there and worked with many outstanding individuals. Bluestone Home Loans is exclusively a Virginia mortgage brokerage.
St Michael Mortgage LLC Is to provide exceptional service at competitive pricing to those in need of mortgage Loans, refinancing, and consulting services, ensure our clients’ needs are met, and respect and hold dear the client base that ensures our successful future and also We are a for profit company in the practice of mortgage.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
801 Sycolin Road SE, Suite 101, Leesburg, VA, 20175
Loudoun Credit Union was chartered in September 1977 (Charter #66954) pursuant to the provisions of the Virginia Credit Union Act. The credit union is a corporation chartered under the laws of the state of Virginia and regulated by the State Corporation Commission and the National Credit Union Administration.
Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer.
8803 Baltimore National Pike, Middletown, MD, 21769
"Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy"" to homebuyers throughout the mid-atlantic region.
We're a full service mortgage lender with dedicated mortgage consultants and an experienced in house support team offering expertise in every area of mortgage financing.
We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
