FHA VS Conventional loan in Columbia, Howard County, Maryland
In 2025, the maximum Conventional loan available in Columbia, within Howard county, MD, is $726,200. In contrast, for a single-family home, the FHA cap stands at $632,500.
Employ the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Ascertain the necessary income, credit, reserves, and document requirements to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in selecting the most suitable program in MD for your unique financial situation.
2025 Loan Limits and Downpayment Requirements in Columbia, Howard County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
The above table applies to the zip codes: 21044, 21045, 21046, 21029, 21150
Wide Range of Conventional and FHA Loan Options in Columbia, MD
Lendersa® is committed to securing the best suitable Conventional, USDA, or FHA loan rapidly and without hassle. Choose one of three initiation points that facilitate connections with matching lenders and suitable loan programs.
2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.
2080 Valleydale Rd, Suite 12, Birmingham, AL, 35244
Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path
AlaTrust Credit Union began helping educators & their families with their financial needs in 1935. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators & their families throughout the state of Alabama.
"Avadian is the only financial service provider that will go out of its way every day to value you as a person, to make you feel delight and to improve your life.
To fulfill our mission statement, we strive to:
Create unique experiences for our members by providing a family atmosphere, caring staff, affordable prices and innovative"
Classic Home Mortgage was established in 2009. The owners had a vision of simplifying the mortgage process and putting the customers first. Erin Tatum, now sole owner) had worked at several other mortgage companies and saw the flaws in their systems and saw the lack of communication and service to the customers.
BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.
Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.
