FHA VS Conventional loan programs in Fountainhead-Orchard-Hills, Washington County, Maryland

In 2026, the conventional loan limit for Fountainhead-Orchard-Hills, situated in the county of Washington, MD, is $647,200. For a single-family home, the FHA loan limit is $420,680.

Employ the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and document requirements for each option. With this advanced tool, you can compare Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision on the optimal program for your financial scenario in MD.

Explore loan offers from over 100 lenders

2026 Loan Limits and Downpayment Details in Fountainhead-Orchard-Hills, Washington County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to zip codes: 21742

Loan Opportunities: Conventional and FHA in Fountainhead-Orchard-Hills, MD

The aim of Lendersa® is to quickly provide you with the ideal Conventional, USDA, or FHA loan experience, hassle-free. Start with one of three pathways that help match you efficiently with lenders and suitable programs.

Lendersa USDA loan request and results


Fountainhead-Orchard-Hills Lenders

  • Middletown Valley Bank
  • 24 West Main Street, Middletown, MD, 21769
  • Lends in Maryland
  • Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer.

  • Mlend
  • 8803 Baltimore National Pike, Middletown, MD, 21769
  • Lends in Maryland
  • "Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy""​ to homebuyers throughout the mid-atlantic region.

    We're a full service mortgage lender with dedicated mortgage consultants and an experienced in house support team offering expertise in every area of mortgage financing.