FHA VS Conventional loan programs in 2025 for Halfway, Washington County, Maryland

For the year 2025, the conventional loan ceiling in Halfway, Washington county, MD is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates between Conventional, FHA, and USDA loans. It helps determine necessary income, credit, reserves, and documentation for qualification. Compare Conforming Conventional, USDA, FHA, and VA loans in MD to identify the best fit for your finances.

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2025 loan limits and down payment requirements in Halfway, Washington county, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These figures relate to the zip codes: 21740, 21795

Explore Conventional and FHA loans in Halfway, MD

Lendersa® simplifies obtaining the best Conventional, USDA, or FHA loan with ease and speed. Start by choosing one of three methods to connect with corresponding lenders and loan options.

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